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About swfourty

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  1. Hello, I've seen lots of threads here about Ruthbridge, and am definitely getting the sum of the company here. However, with apologies for starting yet another one, I wanted some advice on my particular situation. Situation: In 1989 (yes, 1989!!!) my mother took out an urgent loan to help her get back on her feet after a messy divorce. The company she took it with - Cedar Holdings - secured this on the property she lived in. Myself and my sister were the *guarantors*, even though I was only *just* 18 at the time, by no more than a couple of months. My sister was 20. My mother default
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