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About Mollie1981

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  1. Hi Ok so I had a student account with HSBC that got turned into a graduate account with 990 outstanding, and after not making a payment for 2 months I received a final demand notice from HSBC along with a statement of means. I filled in the statement of means stating I would pay off a 75 pounds a month. I never received any further correspondance from HSBC but 2 months later, having made 2 payments, received a letter from the debt collection agency that it had been passed onto. I paid that off straight away with help from my parents, but now have a default on my credit report.
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