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About JRDowell

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  1. Oh well, didn't get reply so composed my own rejection letter and sent it off! Watch this space.
  2. Count me in!!!! I was overpaid £7000 two years ago. I have copies of all the returns I completed and all the information is correct. I was told by the inland rev. the computer failed to pick up my wifes income which is clearly marked on the return. I have appealed twice and got no where. This is now a matter of principle as their guide states "If an error arises from their mistake, they will not reclaim the overpayment". I dont like it when I know I am right and have copies of all returns completed by myself to prove it. So will therefore continue my quest hopefully with the help of this site.
  3. Have just come back from holiday to find a new letter from Cobbetts offering a goodwill payment of half my claim.**** I have seen one example of a rejection letter on this web site. Is there perhaps a forum with some examples of rejection letters? This would be helpful.
  4. Oh well, never got the help I required from my previous messages! however have now spoken to very helpful firm of solicitors and the advice gratefully received. My current position is that I have had the cobbetts letter requesting further info and received the AQ which was returned and now had a date set for court. A case management meeting on 6th March. I have replied to cobbetts with the "I am a litigant in person" letter, although there were two useful templates on this site and I merged some of the info from both. Lets now wait and see what Cobbetts have to say. OH! one more thing, has any body noticed Cobbetts address? perhaps it should read Sh*t Canal street or perhaps Ship Carnal street.
  5. Thanks Buzby, that was just the help I needed.
  6. Thanks for the comments however I just wanted a plain and simple answer to my question!!
  7. Ok Thanks for that however one more question, What is an LBA?
  8. I too have just received a penalty charge for failed DD. I am currently claiming all my bank charges from Vigin One and so consider it a natural follow on to do the same with T-Mobile. Just to clarify a point; I get chatged £3.00 a month for not paying by DD, I either pay by e-banking or over the phone. Surely they cant charge me to pay them the way I wish to do business, or can they. I would like to claim back all the £3.00 charges over the years both for myself and my wife. Can I?
  9. Hi there Can anybody please help me. I have tried to navigate around this site however seem not to be able to find what I am looking for.I recently filed a case against Virgin and have had a defence back from Cobbetts requesting further information. To expand on this, I have stated the usual "the charges are unlawful at common law, statute and recent consumer regulations" Cobbetts have requested " I specify all of the facts relied on in support of the contentions and in particular I must identify a) the particulat statute and/or regulations I refer to; B) the sections and/or regulations of each statute/regulation referred to; and C) the principles of common law I rely upon in my claim that the charges are unlawful" I have been directed towards areas of this site however as previously mentioned cannot find this information. Can anybody please help in either very specific directions as to where to find the information required or perhaps give me the wording for such answers. Thanks in anticipation.
  10. Hi michael and thanks for the reply, My claim is for £1500 including interest however since I filed the claim this figure has risen. I believe I have to make a second claim for this increased amount. The date I have for court is 6th March, and as far as I know it is the small claims court although the letter that arrived today does not make any mention of this. Whilst speaking of the letter that arrived today, I am a little unsure of the content, it reads; Before Deputy District Judge Fox sitting at Conwy and Colwyn County Court.........blah blah Upon the claimant not appearing and the defendant not appearing EX PARTE/WITHOUT A HEARING IT IS ORDERED THAT this matter be listed for a case management conference on the 6th March 2007 at 9.45am. with a time estimate of 15 minutes. Does this mean I do not have to turn up at this stage? Thanks again for your help.
  11. Hi Michael Thanks for the reply to my previous question. I would like your help with my first thread on this site. I am currently in the process of taking Virgin One to court. Virgin's solicitors have asked me to provide further information with which I need help. Firstly they ask "Is it the case the claimant (Me) should not have been charged?" or is it " the claimant should not have been charged this amount?" I'm not too sure which one I should refer to! Secondly, I have quoted the charges are "unlawful at common law, statute and recent consumer regulations". Virgins solicitors have requested I identify a) the particular statute and/or regulations I refer to; b) the sections and/or regulations of each statute /regulation I refer to; and c) the principles of common law I relied upon in alleging the charges are unlawful. I have been steered towards the library however I seem to be having trouble finding such information. Could you please help. Regards Russell Dowell
  12. Hi Martin Thanks for your reply however not too sure if it is me!!! I cant find any reference to my origional question regarding where to find specific information on a) the particular statute and/or regulations I refer to; b) the sections and/or regulations of each statute /regulation I refer to; and c) the principles of common law I relied upon in alleging the charges are unlawful, in the library. Perhaps you can be a littel more specific in order I may be able to locate the info. Regards Russell Dowell
  13. Hello once again Can any body advise me? I have filed a claim against Virgin One and a date has been set for court. Since I filed my claim and stated the amount of bank charges I wish to reclaim, I have had additional charges applied to my account. Can I claim for these at my first court hearing or do I have to make a second claim? Thanks for any help.
  14. Hi and thanks for the reply however I do not know what either CPR part 18 or POC are. Given this, I have just re-read their letter and it could be they think my POC are too vauge. Can you please advise. Thanks. Russell
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