ps The letter does not state default notice just FINAL NOTICE- DO NOT IGNORE. It starts of with my account details and then---- "despite previous correspondance a balance still remains outstanding on the above debt which we are collecting on behalf of the National westminster bank. To avoid us recommending the national westminster bank plc to progress further recovery action within the next 72hrs you must 1. Pay the debt in full by sending your payment to the above address ( Tritons) 2. Contact our debt recovery officers on the telephone number quoted above. Failure to do so will result in this matter being passed to our solicitors who may then commence one of the following actions-- 1. Charging order/ inhibition against your assets for the sum outstanding. This may even result in our client being granted possession of your property. 2. Attachment of earnings/ wage arrestment. Your employers will be instructed by the court to deduct a set amount from salery/ wage to repay the balances outstanding. You will be liable for the costs of legal action. No further notices will be sent. Yours sincerely. " My agreed O/D was £10,000 that came with the account when it was up graded 20 yrs ago. Hope this makes it a little clearer,

Hi Magda, Sorry for the late reply, many thanks for your kind words and support. Yes it was 72 hours! not years or days. The letter from Triton is the first I have had from them and it is headed FINAL NOTICE- DO NOT IGNORE. I have kinda put the standard natwest demand letters to one side and tried to shout it off I guess as I did tell them that I was really struggling and was trying to make ends. I think it is foolish to ignore the bank but at the time I was finding it hard to accept my fate. I receive £64.00 per week job seekers allowance and I am trying to set up my own business again. I have received help from the different goverment schemes for new business ventures and hope to sign off asap. The thing that really gets me is the fact that I have always paid my way and the bank have done very nicely over the past 30 odd yrs with the business I did bring them, and now in my hour of need as such they just want to feed me to the vultures! I am a very postive person and hey ho they caught hang me I guess. Thanks for your help and support. I wish you all the best with your issues, but feel sure you have such a positive attitude that you will succeed. Bye for now,

Hi Magda, Just seeking help with my Natwest Overdraft debt. I have been with Natwest for over 30 yrs and held a gold account ( changed by them to Advantage premier about 6 yrs ago) Anyway this account when I joined the bank Gave a £10,000 O/D. In recent years I have Fallen on hard times and more recently struggled to make the payments. I have been out of work for 9mths and the O/D was risen to £14,140. The bank have Frozen/closed. I have received a letter today from Triton credit services demanding I pay the amount in full within 72 yrs or contact there debt recovery office. Failure to do so will result in this matter being passed to our solicitors who may commence one of the following-- Chargeing order/inhibition against your assets for the sum outstanding. This may result in our client being granted possession of your property. OR Attachment of earnings/wage arrestment. I have lost my job, house and gone through a divorce. I have always paid my way but fallen on hard times. I did tell the bank this and yet I now get this. I wish you well, any help would be appreciated