Hi.I've just defaulted on a QQ loan.I phoned them to arrange a repayment plan,but got nowhere with them.I've blocked my debit card and asked the bank to keep and eye out for any DD they set up.I'm worried sick QQ are going to clear my account,and I don't want to end up paying bank charges too.Is blocking my debit card enough?The only other alternative I can see is closing down my account which I dont want to do.If anyone can give me some advice on how to deal with QQ in the future,I'd be extremely grateful.Thanks.