Someone sent me this on a different forum. Its the paypal terms and conditions. 10. Your Liability – Actions We May Take 10.1 Your Liability. (a) You are responsible for all Reversals, Chargebacks, fees, fines, penalties and other liability incurred by PayPal, a PayPal User, or a third party caused by your use of the Services and/or arising from your breach of this Agreement. You agree to reimburse PayPal, a User, or a third party for any and all such liability. (b) Liability for PayPal Buyer Protection Claims and Buyer Complaint Policy Claims. Notwithstanding any other section of this Agreement, if PayPal makes a final decision that you lose a Claim filed directly with PayPal, you will be required to re-imburse PayPal for your liability. Your liability will include the full purchase price of the item and original postage costs (and in some cases, you may not receive the item back). PayPal Seller Protection may cover your liability, see section 11 below. © Reimbursement for Your Liability. In the event you are liable for any amounts owed to PayPal, PayPal may immediately remove such amounts from your Balance (if available). If there are insufficient funds in your Balance to cover your liability, PayPal reserves the right to collect your debt to PayPal by using any payments received in your Account and otherwise you agree to reimburse PayPal through other means. PayPal may also recover amounts you owe us through legal means, including, without limitation, through the use of a debt collection agency.10.1 Your Liability. (a) You are responsible for all Reversals, Chargebacks, fees, fines, penalties and other liability incurred by PayPal, a PayPal User, or a third party caused by your use of the Services and/or arising from your breach of this Agreement. You agree to reimburse PayPal, a User, or a third party for any and all such liability. (b) Liability for PayPal Buyer Protection Claims and Buyer Complaint Policy Claims. Notwithstanding any other section of this Agreement, if PayPal makes a final decision that you lose a Claim filed directly with PayPal, you will be required to re-imburse PayPal for your liability. Your liability will include the full purchase price of the item and original postage costs (and in some cases, you may not receive the item back). PayPal Seller Protection may cover your liability, see section 11 below. © Reimbursement for Your Liability. In the event you are liable for any amounts owed to PayPal, PayPal may immediately remove such amounts from your Balance (if available). If there are insufficient funds in your Balance to cover your liability, PayPal reserves the right to collect your debt to PayPal by using any payments received in your Account and otherwise you agree to reimburse PayPal through other means. PayPal may also recover amounts you owe us through legal means, including, without limitation, through the use of a debt collection agency. What do you think?

I sent a package to a guy in Australia, and the guy said to paypal that he did not recieve the item. I got in touch with Australia post and they confirmed that it had been signed for in Australia. I gave paypal all the evidence, even emails from the guy saying that he had recieved it but they still took the buyers side and made my account -£300. I got ****ed off trying to convince them and i said to paypal i have already taken the money out of my account, so it is in YOUR best interests to sort it out as i have my cash and you do not. I closed my account and just lest it. Then i got a a letter for iQor debt collection agency saying i was due them them cash in big red letters. I then swiftly send them out a Debt Collection Agency Rebuttal letter. 2 months later i get this letter attached. The letter is pretty weak and i can make much scense of it. Do you think i should send the same Debt Collection Agency Rebuttal letter again and see what happens. Heres the letters. This is in response to this letter: Notice of Request To Cease Harrassment. To: Dear Sirs, Please read the following notice thoroughly and carefully before responding. It is a notice. It informs you. It means what it says. I refer to your letter dated . As you are a third party intervener in this matter acting without authority, I DO NOT give you permission to interfere in my commercial affairs as you have no legal standing. I do not have a contract with you and any permission that you believe you may have from me is hereby withdrawn. If you believe that you have power of attorney to act on my behalf you are hereby fired, and any consent that you believe you may have, tacit or otherwise, is hereby withdrawn. I am familiar with the terms of Section 40 of the Administration of Justice Act 1970, and the Protection from Harassment Act 1997. And I believe, should you continue in contacting me after my request for you to cease your activity, that you will be guilty of harassment and blackmail, and you will be in breach of these acts, and you will be reported to the relevant bodies. I am well aware of Section 40, sub-section (3) which you may consider entitles you to proceed. However upon full commercial liability and penalty of perjury you will need to supply the following Proofs of Claims: 1. Proof of Claim that your actions are reasonable. 2. Proof of Claim that any obligation on my part is due, or believed by you to be due to you, and not to some other party. 3a. Proof of Claim that any obligation on my part is to yourself by providing sight of the appropriate contract, or 3b. Proof of Claim that any obligation on my part to persons for whom you act by providing sight of the appropriate contract. 4. Proof of Claim that any obligation on my part protects you from any future loss. 5. Proof of Claim that any obligation on my part is enforcement of a legal process on a Human Being under Common Law jurisdiction, who cannot possibly have such liability under said jurisdiction. You would of course need to provide these Proofs, including showing the full and audited accounting, if you chose to go to law. Please also note that if you contact me by telephone, after a formal request not to, you will also be in breach of the Wireless Telegraphy Act (1949) and, as such, I will report you to both Trading Standards and The Office of Fair Trading. And take further note that continued telephone calls after the receipt of a request not to call may constitute a criminal offence under Section 127 of the Communications Act 2003. Finally, you do not, nor have you ever had, my permission to use or process my personal data in any way, and so pursuant to the Data Protection Act 1998, I hereby demand that you cease use of any and all data with regard to me, and that you immediately destroy all of my data held on your records. Failure to do so will result in a report being submitted to The Information Commissioner for Data Protection breaches. You will be deemed to have been served notice of my request and I will deem it served three (3) days from the date of this letter. This has been sent by recorded delivery. I am advising you that any communications from you including but not limited to letters, phone calls and text messages received after this date will be recorded/noted with the intention of them being used as evidence. Do not contact me again. Sincerely and without ill will, vexation or frivolity, : of the family Without any admission of any liability whatsoever, and with all Natural, Inalienable, Rights reserved. Please address all future correspondence in the matter to a direct Human Self, namely : of the family, as commonly called. Encl: Original paperwork as received. Thanks Steven