Hi guys I was recently sent a parking fine by MET Parking Services for staying in McDonalds car park for longer than 75 Minutes. I've just turned 18 and i was 17 on the date of the fine. I have recieved all the usual letters - 'IMPORTANT LEGAL NOTICE', 'FINAL WARNING' etc etc but i've now recieved letters from Graham White Solicitors threatening me with court action. The only thing im worried about is having my Credit Rating tarnished, is this likely to affect it? I don't know what to make of it. Any advice appreciated!