Hi everyone, I'm new to this forum, I'll just quickly explain how I came to be posting this thread. I went through a really bad time last year, financially and emotionally, my marriage broke up after 17 years out of the blue, I lost my job and I was also ill which resulted in an operation at hospital with another one pending. At the moment I am able to manange (just) all of my creditors, however on the week I thought I had started to see light at the end of the tunnel. A company called AIC started to leave automated messages on my home ansa phone, they haven't said what its abo