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lucy4484

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Posts posted by lucy4484

  1. Thank you for that. I have written back to them saying I only accept the original amount owed and I will continue to repay them 50.00 a month until it has cleared.

     

    Has anyone managed any kind of settlement in the end with Toothfairy? I've seen a lot of posts about them but not many with a resolution - it would be nice to hear whether anyone has managed to come to any agreement with them.

  2. Hi guys,

     

    I'm wondering if anyone can help me with a toothfairy problem. I've had a number of payday loans that have become a problem in the last month or two. I've contacted all of them and come to a reasonable conclusion with all of them excluding Toothfairy. I've contacted toothfairy a lot of times both before and after the default. The outstanding balance on my due date was £544. I offered a repayment of £50 a month and on the due date I made the first payment of £50.00. Since then I have received a number of texts and emails from toothfairy, NDR and now Marshall Hoare debt collection all of which seem to be a part of Toothfairy. Up until today each time I contact any of these people I have had an automatic system response saying that payment plans are not acceptable and they want payment in full. This morning however I have received an email from Marshall Hoare saying that they will accept a payment plan of £150 a month. The problem is however that instead of it being for the £544 I originally owed them it is now for £1,090 which if you include the payment of £50 I have already made them is now over double what I owe already. I've made a complaint to NDR which they have said they will respond to within a month however in the mean time I'd like some advice as to what happens next from anyone who has had dealings in the past. I assume if this goes to court then I can argue about the unfair fees however I'd rather it didn't get that far, but also I have no intention of paying back over double the amount I am due. It hasn't even been a month since my due date currently! Any advide would be amazing.

    Thanks

    Lucy

  3. They've replied to me saying they will only talk to me on the phone but I don't fancy being yelled at so I'm not going to call them! I have their bank details at home if you want them? I'm just going to pay them the money I've promised and ignore any communication. What happened when you defaulted? Did they try and take the money anyway? There seem to be so many horror stories online about them taking money even when you cancel cards and direct debits that I'm trying to open a new account and close the old one!

  4. Hi,

     

    I'm trying to set up payment plans with a number of payday loans but I am having trouble finding the bank details. Could someone please message me if they have any of the following bank details:

    Payday UK (MEM Consumer finance)

    Pounds till payday

    Swift Money

    Uncle Buck

    Wageday advance

    Payday Express

    Early payday

     

    I've sent them all a letter offering a £50 payment plan over 6 months but by the sounds of this forum they won't make it easy!!

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