ScarletPimpernel, I PM'd you with the details hope thats ok

Thanks for your quick respons. First option; its going to give me more headache and worries that on day someone will knock on the door. But its still a good option Second option and answers: I think my last payment was 2 years ago, the debt was then with a company in Sweden. (It's scary that someone in Cypus now has it) With the Swedish company I made agreements in writing (circa 3 y. ago) . If I'm going to contact Cyprus company, how should I do it. Any suggestions? Thanks in advance Twofoot: "3. Do they have the right to collect this? Chances are this DCA in Cyprus is chancing his luck." I don't really get this. How do I find out if they have the right? Do you think Cyprus can give them other rights when dealing with this? Thanks!

Hi All, I'm new to this forum, my english isn't always correct and I hope that is alright. Hopefully someone can give some guideing, I have a problem with a dept collecting company, I been surfing around the forum and could not find anything on the company I'm dealing with (don't know if I should write the name?) This is my problem: Years ago, when living in London, I had a bank account, moving back to Sweden I was unable to pay the outstanding amount. This has been draging on for years now as my own business collapsed. Two years ago I got a letter from some debt collectors in the UK, I responded and said I wanted to pay the debt. In the end I could not pay it and left it to rest (yes, stupid). Some weeks ago I got this letter from a company in Cyprus saying that they now deal with the debt. The letter is not a very nice one...(trust me I want to get rid of this but right know I just cant and as you all know its getting more expensive for every day.) This is basically what it said: -investigation have commenced in order to confirm you residency at the above address or otherwise trace your whereabouts- I dont want them here in Sweden! I understand that I need to contact them a.s.a.p This is where I need some advise...how to deal with this. Looking forward to light in the dark. Cheers! // Formativ