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lostinspace1000

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Everything posted by lostinspace1000

  1. Got an email from them today. Balance of £1740 settlement figure of 340. Never heard of them before. They even stated they had tried to contact me on several occasions. Never had any postal mail from them. Sounds all a little suspect. I would just ignore tgese monkeys. As for phoning them dont. Email or postal mail, never speak to people like them.
  2. im aware what credit reports are used for but the only thing you should have to pay off is your house. i dont have any more of that 'never never' crap. dont even think these credit report companies are regulated. to me its all bull ! if you cant afford it now then dont get it, or save up. thats the way to do it !
  3. next i knew was the court safeloans are muppets, they issue ccjs left right and centre, i had one from them 100 initial debt which became 350. they never wrote to me or anything, letter telling me about the arressment. looked on experian and the twats have 5 seperate mentions on it, 5 defaults and a ccj. *******s. paid it and left it at that, credit reports are tosh unless you dont have a mortgage
  4. next i knew was the court safeloans are muppets, they issue ccjs left right and centre, i had one from them 100 initial debt which became 350. they never wrote to me or anything, letter telling me about the arressment. looked on experian and the twats have 5 seperate mentions on it, 5 defaults and a ccj. *******s. paid it and left it at that, credit reports are tosh unless you dont have a mortgage
  5. next i knew was the court safeloans are muppets, they issue ccjs left right and centre, i had one from them 100 initial debt which became 350. they never wrote to me or anything, letter telling me about the arressment. looked on experian and the [EDIT - PLEASE REFRAIN FROM PERSONAL ABUSE]s have 5 seperate mentions on it, 4 defaults and a ccj. *******s. paid it and left it at that, credit reports are tosh unless you dont have a mortgage.
  6. the payment has been made, they have their money!
  7. recently last month i had finished paying off an earnings arrestment to Safeloans. payment was 368 for a 100 loan taken out in 2010. now i recieved a letter from them telling me of there intentions, this letter stated that it was safeloans v Mr Kelly B... now im not that person im Mr A...B.... the response date on this letter for me to reply by was less than 24hrs from when i recieved the letter. i wrote several letters and tried phoning countless times with no luck. It seems they were not interested in opening line of communication. The matter went further and to a company called sterling p
  8. last month i finished paying off safeloans, they took out an arrestment. damn thing cost me 368 when it was a 100loan. the loan was taken in 2010. the letter they sent me told me off this court case but i could stop this by getting in touch. several letter and phone calls, no joy as not one reply or answer to the phone calls. now the initial letter (and only) letter stated the case was against a Mr Kelly B******* which isnt me im Mr A B********. The case went to some 2bob debt collecting agency which sent me a letter about the arrestment, this letter had the wrong date of birth on it. Is there
  9. sorry cant help you but its got to be welcome finance theyre a bunch of muppets, i to was told i had many phone calls which i didnt really get(know what i mean) as for the manager thats their usual carry on. good luck with dealing with them and i hope you win.
  10. the best thing to do is probably let all the payday loans go into default, dont worry about your credit score it was probably poor if you had to use payday loans. these loans arent secured so they cant really do anything, just beware they will try to bully you and hit you with out of this world charges but ignore their rubbish and keep everything in writing, asking for CCA 's can buy you a little time. i let my 4 go into default, dont care about credit scores (theyre complete rubbish, not even government regulated). paid them off and on my terms.
  11. got rid of these monkeys years ago, my 500pound loan finally cost me just under 3000 and 18months. These people are just highway men. think i got about 900 worth of letter charges and phone calls....strange but i never spoke to anyone yet there were 1 or 2 missed calls. Thank fook im shot of these vermin. i now see that the new vermin is payday loan ****.....****** opps wonga is now everywhere.
  12. hearing on the radio that glasgow rangers will probably lose in sweden this week........he...he....
  13. just default and pay what you can, even if its 5pound a month. also send off some CCA requests that will buy you some time aswell. most importantly dont further borrow....payday loan companies are not worth it....pay the important bills rent/mortgage/council tax.
  14. think they're trying to pull a fast one, no credit agreement no pay....
  15. what !10years....got that one wrong....are you a welcome employee?
  16. i have just recently received a default from my friends at welcome, there is no signature at the bottom does this mean the default is invalid? they also talk of a wage arressment can they do this if its a secured loan? the loan is less than 8000 pound. yet i dont understand how its just below 8000 when it started at 8450 2 years ago and i've paid 5000. very creative accountants.
  17. asked for a statement for my loan which is now 2years old. the loan is for 8500, i've paid them 5000 and only actually reduced my loan by 800... they certainly do have creative accounts....or should i say monkeys with an abacus?
  18. anyone offered a reduced settlement figure to these people and been accepted? i'm thinking of 10p in the pound, does that sound too generous?
  19. safeloans. got a ccj issued against me for a 100loan and its on my credit file. i will fight it as the ccj was posted out...no person to person..no signature required..no default. all a bit suspect. the issuing court was north hampshire or north hampton.
  20. do you know which offices are losing staff, as i long to see the edinburgh monkeys returned to the Zoo!
  21. got a letter on sat from a payday company they issued me with a CCJ throu a court several weeks ago, just got the letter....what happened to the proper channels? 75pound debt and 15 court fee.....guess i can kiss my credit report goodbye for 6years.... credit reports are they really worth it?
  22. never used them or know of anyone using them......they sound well iffy.....they would probably screw you and your friend over....looks like beans on toast for a while!
  23. they cant and shouldnt do this but they will. get new bank card details and never hand them out.
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