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Guy

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About Guy

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  1. This topic was closed on 10 March 2019. If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there. If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened. - Consumer Action Group
  2. Guy

    The C45 Unimailer

    This topic was closed on 09 March 2019. If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there. If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened. - Consumer Action Group
  3. Guy

    An Analogy

    This topic was closed on 03/07/19. If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there. If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened. - Consumer Action Group
  4. This topic was closed on 03/06/19. If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there. If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened. - Consumer Action Group
  5. This topic was closed on 03/05/19. If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support their. If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened. - Consumer Action Group
  6. Just waiting on statements now. Good luck with your clainm Martin
  7. Have been scouting around on here and looking at a few mortgage fees reclaimed. My fees started about 11 years ago and continued for probably 4 years how does the 6yr statute figure im not sure i fully understand ? Also how much is a court claim now?
  8. Tried a quick call to get copy statements to be face by first hurdle. Cant actually get to speak to anyone as the system is automated and the account has moved to Prestige. Just goes around in circles till call terminated. SAR completed and sent instead. Can see this being a bit of a process....
  9. Its been a while since i posted. I have a secured loan with GE which has now passed to Prestige. I took out the original loan way back in 2005 with a massive PPI and not long after got into arrears. I went after the PPI but GE wriggled out of that, went after the broker who has gone bust then found out that the FSCS couldnt help as the loan was signed about 6 months before the protection. No worries tried three times to get the PPI. However, i have arrears fees for about 5 years which i want to go after. question Can i go after these even though they
  10. In a moment of lazyness i signed up with a claims company for PPI. They sent basically the standard claim form (available from any good self claim forum). when the company refused to pay they sent it on to the FSA. As the claim was old and the company wasnt regulated at the time the FSA sent nice letter saying they couldnt do anything. PPI claim company sent a letter saying oops sorry cant do anything. Total time spent on claim 11 months. I started my own claim - Company gone bust!!! So PPI company use same forms, same process get 25% - Do it yourself.
  11. Hi all, Our agent was 'let go' last week after discrepancies with her money. Turns out that she has used a sum of our money meant to early settle a loan for herself yet maintained the payments on the loan so that we and her office were none the wiser. Should say at this point that we have been using provident and this agent for 7 years. She became more of afriend than agent and trusted her completely. We have discovered that she has done this to at least three other customers. Her manager came to collect our payment on Friday and his books show that we owe £221 per week - we have
  12. Thanks Rebel11, I knew there was another request just couldnt remember. Will get one sent ASAP and see. Guy
  13. I was unfortunate to be persuaded to sign up to UTW way back in 2000. Initially fine but but once i began to query the invoices had no end of trouble. At one point i actually began court action which eventually resulted in them producing the information required in the form of a detailed spreadsheet. Now i have a new issue which is unbelievable: See if you can understand this or have i completely lost it. Originally i had two gas meters and two electricity meters - the house had been two flats. BAck in 2003 i had a new boiler and had this connected to one of the gas meters
  14. Guy

    Payplan - Any good?

    In response to Cardi, I started with Payplan in their early days. At that time when i sent them details of all my debts they were able to freeze the interest and charges on all of them. I have had some of these debts have another go at me from time to time and each time Payplan has dealt with them. So in my particular case they have been very helpful. I agree with the facts that if you deal with the creditors directly they will eventually agree a low payment and you can eventually settle. The trick then is to follow the same guide lines and dont offer to pay more than you can afford. Usin
  15. Hi all, Along with all of you i have been awaiting the outcome of this case, a further rack of charges accruing over the last year. Not being too pessimistic but in the current economic climate, even if the eventual ruling goes in our favor, can the government allow a potential payout of billions when they in effect own the banks now anyway. Is there any way they could intervene and stop us getting our dues back? Guy
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