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Odessa

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Everything posted by Odessa

  1. Alfwithhair, is CCA a county court action, what is this ? and what does it entail ?, many thanks Odessa
  2. Many thanks and cheers Alfwithair, so basicially if they take me to court, I am f##ked for the full amount? But the rest of your information is of a good help, thank you again, yours Odessa
  3. Can anybody advise or help, I lost my job 12 months ago through ill health and came into financial difficulties, I do have a smell pension but that is it. I had two Barclay cards which I could no longer pay, I contacted Barclay card to try and resolve the matter, they were not very helpful or forthcoming. I did not hear from them for sometime, then I started to receive phone calls and letters from a debt firm called Moorcroft, I refused to deal with them as I believe my business is with Barclay card and not them, I then started to get phone calls and letters from
  4. Diddydicky, teaboy2 & everyone else, there is no code at the bottom, this is how it was sent to me, there was letter with it, which I will load up in the next couple of days, on the back of the agreement photocopy there is the following 1990-CLASSIC A/C. The copy they sent me is very poor quality. Once again everybody thank you for your help and advice yours Odessa, PS, hope all have a good weekend.
  5. Diddydicky and teaboy2, I have attached to this message a copy of what Barclaycard sent me when I requested a copy of my original agreement, I hope it has worked? Apart from this document they have bombarded me with letters through Moorcroft asking for payment and possible court action, its just a living nightmare. Any advice on the attachment would be helpful, THANK YOU Odessa mtec1.pdf
  6. Diddydicky pleas find below a word for word copy of what I received from sharklycard and this is the latest correspondence I have had from them. Reference section 78 of the consumer credit act 1974 I write further to your letter requesting a copy of your executed agreement for the above account. The information we must provide to you under the terms of section 78 prescribed by the consumer credit 1974 and by the consumer credit (cancellation notices and copies of documents regulations 1983. Under section 78, we must supply you with a copy of your executed agreement and a statem
  7. diddydicky, quick up date and could do with further advice. as you know I have been of work through ill health and I have two credit cards with sharklycard. I have written several times to sharklycard explaining my situation and I have offered to pay a reduced sum for the time being and asked them to freeze the interest, but this was to know avail. They then instructed two seperate debt firms to pursue me. I did as you advised and sent the consumer credit act letter for 1974 with a one pond postal order. As was predicted I recieved several threatening letters and then letters saying they had
  8. Teaboy2, I sent the letter you provided with a £1 postal order, the only response I have had to date is the following letter from Moorcroft; Dear********* We acknowledge receipt of your £1.00 payment. However, it is essential that we have an agreed future payment arrangement and therefore we must ask you to contact this office within the next 48 hours. Failure to respond to this request may leave us with no alternative but to recommend to our client that they instruct their solicitors to commence legal proceedings against you without further notice. yours Moorcroft Do
  9. Thank you V-John 82, its a platinum visa card I have with them, but no bank account. I have had two letters from Moorcroft, the second being a reminder. The first letter refers to them being an agent of Barclaycard, they have told me what the balance outstanding is and they want a payment in full. There is a 1% rate per month on my outstanding balance, I no longer have payment protection, but I did not anyway, they are going to pass my information the credit reference agencies because I have not paid and I must contact them within 28 days to arrange payment/s. There is no mention from Moorcrof
  10. Many thanks teaboy 2, will send letter today and will back in touch when I get a reply, many thanks for your kindness, Odessa
  11. Thank you teaboy2, its a platinum visa card I have with them, but no bank account. I have had two letters from Moorcroft, the second being a reminder. The first letter refers to them being an agent of Barclaycard, they have told me what the balance outstanding is and they want a payment full. there is a 1%rate per month on my outstanding balance, I no longer have payment protection, but I did not anyway, they are going to pass my information the credit reference agencies because I not paid and I must contact them within 28 days to arrange payment/s. There is no mention from Moorcroft of a d
  12. Diddydicky, thank you for your reply, I am not sure what s78 request is and how it works?. I have been of work for a period of time and I am still of work with ill health. I have had my wages reduced and I can not keep up with my card payments, I asked sharklaycard to except a token payment and if they could freeze the interest until I returned to my job and could start payments again. But, they did not want to know, first they set Mercers on to me and now they have set Moorcroft debt recovery on to me, it is very worrying and is making me even more ill, if you could expand and give me more
  13. Sharklycard have set about me with a debt company called Moorcroft, I have been of work ill for some time, however I do hope to return in the near future. I wrote to Sharklycard and explained my situation and asked for time and their understanding/assistance until I could return to work, but they have set Moorcroft on to me, who keep sending me threting letters, please can anyone advise or help me, thank you Odessa.
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