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Tomofthenight

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Posts posted by Tomofthenight

  1. The short story is that the head of recovery for council tax for my LA agreed verbally face to face with me at their office that the monthly payments we have been making to cover our arrears could carry on at the agreed rate until the arrears were paid off while paying on top for this years tax.

    We missed a payment from this years tax through my wife's student loan being late, and as such we have been taken to court for both this years tax adding £100 for the privilege, but also took me to court for the outstanding debt, although I hadn't missed any payments on that, and yes you've guessed it, added another £100 for my troubles,although the debt had been to court already, and they added £100 then.

    I have since spoke to my LA, and they deny that any deal was made,I have been paying off my arrears for 3 years, and there is nothing can be done.

    Is it worth asking for a SAR to help my case by proving a deal had been made RE; original arrears ?

    Any advice most welcome Thank You.

  2. OK, I cobbled together, and sent off a letter to tossendales saying I dispute the levy fee for the reason goods value wouldn't cover costs, and their dog should have realised that at the time.

    I also told them that I wish repayment of the levy fee (£51.00) within 14 days or I would be forced to take the matter further, and that I had sent a copy of the letter to council.

    I then went on to argue the van fees they were chasing, quoting the different amounts and descriptions for the fees. Then at the end I informed them that any further letters sent by me would cost them £25 admin charge.

    I took the council's copy to them by hand, so that I could speak to someone face to face, but the woman at the council tax counter could offer no help at all, didn't know what to advise and after an age trying to explain to her, finally I got to speak to someone who could help. As soon as I started explaining my situation, he could see that I had a good point, and even seemed to reel back the more I explained.

    Result is that he phoned tossendales and told them to cancel all outstanding fees, a return of fees to me, and he even removed the court costs that had been added prior to bailiff action. and all the time he was showing me on his pc that all these actions had taken place. It is a around £350 in fees and costs, so at least I can take that off next bill.

    I must thank ploddertom for the fine advice, and if there are any further updates I shall post them.

    T.O.T.N.

  3. Ok, I sent off letter asking for breakdown of fees, and I received a reply earlier this week with a breakdown as follows:

     

    bailiff visit date, time, name visit fee £24.50

    bailiff visit date, time, name visit fee £18.00

    bailiff visit date, time, name attendance fee £110.00 and levy fee £51.00

     

    below that was information on both bailiffs certificates, then below that again it states;

     

    " All of our fees are charged in accordance with the Council Tax Administration and Enforcement regulations and are clearly outlined on the instruction sheet that was left with the request for installments form by the first call bailiff. We can therefore confirm that all fees on your account have been applied lawfully. "

     

    It seems strange that our van fees have gone from £130.00 on the levy form, and the first two letters,

    then went up to £154.50 unpaid council tax with a warrant outstanding,

    and now it is £110.00 attendance fee.

     

    At least they aren't trying to confuse things !!

     

    Any advice on where I go next ?

     

    Thanks T.O.T.N.

  4. No disrespect intended but these items would not cover the cost of removal, auction fees, bailiff fees and a proportion of the debt, so may not stand up to scrutiny, Ploddertom is the one on this I think

     

    No disrespect taken, he was only allowed in the kitchen and no other rooms.

    What I was concerned about was the fact they had changed the debt from van fees, to outstanding council tax debt.

  5. Right, I'll try and make this short for now.

    My wife is a full time student at university receiving student finance.

     

    Last year we were having real problems with SF(student finance) not making payment till months after due date, which had a knock on effect with paying bills. one of these being council tax. We contacted council to explain, but they would not give any leeway for delays with SF, and it was already in the hands of Rossendales.

     

    Shortly afterwards we had a 1st visit, not let in, he refused to listen, said pay up or we'll be back.

     

    Numerous calls to SF got us nowhere, then second visit appeared on 5th November when I was out, my daughter(18) let him in, I arrived home shortly after while he was still here and he said that he was levying goods.

     

    He then gave me a notice of distress with inventory which he alone signed, stating charges:

     

    Client debt................£905

    First visit fee..............Blank

    Second visit fee...........Blank

    Levy fee...................£51.06

    Walking possession.......Blank

    Other..(Van)..............£130.00

     

    Hand written at the top by the bailiff "to be paid by 19/11/10 in full" (14 days), at this point the bailiff told me if I paid the van fee, as a favor he would waive the other fees. I told him I could pay neither.

     

    At this point I watched the bailiff get back in his van, the van was the size of the citreon saxo it was parked next to, and I took a foto of this. My wife's finance came through about a week and a half later, and at that point I went to the council offices to pay my council tax debt, and I paid by direct debit £956.06, alongside I put a letter explaining how this was split £905 client debt, £51,06 fees, but I was refusing to pay for the van.

     

    The council accepted this as a disagreement between me and Rossendales.

     

    Fast forward to July this year.

     

    Rossendales write informing me of outstanding van costs of £130.00, and give me 14 days, or they will take things further. Ignored.

     

    Another letter stating they will act upon the warrant unless payment made 14 days, van £130.00.

     

    Most recent letter said "debt outstanding council tax band c £154.00, unless paid in full warrant will be executed.

     

    I phoned council next day to ask if anything was outstanding for that year, and they said no, but said that they could give me no other advice than to pay up then complain later.

     

    Sorry to go on so long, but I don't think that is right.

     

    Any advice would be most welcome thankyou. T.O.T.N.

  6. I received a letter today from robbers way, for an account with capitol one from 12 years ago, informing me of a subsequent notice of arrears, with a default agreement dated 1st Oct 2008, when I have had no contact between myself and/ or robbers way/ capitol one for 12 years.

    I was intending a CCA request, and if sent something, then an SAR, because as far as I can see, they are relying upon the fact that, unfortunately, most people are unaware of the options open to them, other than just give in and pay up. Also the amount being asked for is more than 5 times the original debt.

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