Attached pdf is the latest from Egg.
Previous to that I received a letter from them claiming that even though I sent a letter to them re doorstep visits they would still instruct these to take place.
Am I right in saying they are wrong, below is the letter I sent them.
Account number -
The above stated account is currently in dispute and will continue to be in dispute until Egg and myself can agree to the terms that have been set out in the dispute.
Until this agreement has been reached you and any representatives instructed by yourselves are acting unlawfully and this will be highlighted to the relevant bodies.
Please be advised that I will only communicate with you in writing. I have noted your previous attempts to contact me by telephone over the last few months and these have been duly logged by time and date.
On Friday 23rd April a Representative of yours called at my home without invitation or appointment. This was also before I actually received a letter from yourselves with details of this threat.
Furthermore should it be your intention to arrange further “doorstep calls”, please be advised under OFT rules, you can only visit me at my home if you make an appointment and I have no intention of making an appointment with you.
There is only an implied license under Scots Common Law for people to be able to visit me on my property without express permission; the postman and people asking for directions etc. Therefore take note that I revoke license under Common Law for you, or your representatives, to visit me at my property and if you attempt to send a collector to my home, you will also be reported for harassment and I shall seek damages for a delict of trespass. You would also be liable for conspiring in a delict of trespass by acting is defiance of my instructions and sending someone to visit me nevertheless. Should it be necessary, I will obtain an interdict from the Court to prevent you carrying out your threat.
Any further actions taken by Egg to collect the alleged debt whilst it is under dispute will be vigorously defended. I am also aware of the law regarding harassment of creditors under these circumstances and will use UK law to defend myself.
I look forward to receiving a satisfactory response.
Egg Default 1.pdf
Egg Default 2.pdf