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Hentooth

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About Hentooth

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  1. Yes I do realise they are powerless, but I warned them twice not to call to my door and they did, so I want to Sue them for trespass, does anyone have any advice along those lines?
  2. We recently had a couple of nasty financial hits involving losing our best customer and Universal Credit shafting us, I contacted all our credit cards and explained the problem, all but Aqua where very understanding, Aqua sent the problem immediately to Resolvecall, who threatened a home visit, so I sent them an email with the standard letter as below, but despite using THEIR ref number they insisted that I told them who I was.. I told them politely to bog off and that any calls to the door and I would prosecute for trespass (see email details below). Th
  3. I got a well known credit card company to stop hassling me by emailing the CEO telling him that every time I got and email or letter I would email HIM to tell him. Within DAYS the harassment stopped and I got an apology letter. So maybe everyone who gets mail should do this, a CEO email is easier to find than their home address
  4. Nice one, one up on them is good. I've take to winding DCA's up to the point of breaking, two of them owe my wife £25k and Lowell Owe £10k so far, I know we will never see the money, but I worked them into the same "tick box" type contract that the credit companys use, and one DCA rather than sending me a curt few lines sent me a 2 pager with obvious panic in them.. . I will reveal all when I'm done with dealing with the DCA's, but I have a double edged sword with Lowell, they used my information illegally and I WILL have them
  5. By contacting me without being sure that I AM the person they are after, as per Conc, see above.. "A firm must not pursue an individual whom the firm knows or believes might not be the borrower or hirer under a credit agreement or a consumer hire agreement. [Note: paragraph 3.5f of DCG]."
  6. Hi Guys, The letter is a phishing one, I have been trying to take Lowell to task over this, I complained about their illegal use of my personal information in June and they are "investigating", but so far even though I have prodded them a few times, I have heard nothing. I contacted the Financial Ombudsman but they can't help because I am not a customer of Lowell so they can't get involved. I thought as it's my personal information can the information commissioner help. .. No it's not a bit of legislation they Police (odd I thought they are there to do just that).
  7. Hi, Sorry for the delay putting up a scan of the letter, been extremely busy, but here finally is the letter. [ATTACH]52431[/ATTACH]
  8. Yup, I will scan and post it up later, have to go to work now. dx100uk My wording was probably misleading, I know Experian don't send DCA's but unless they where sure that I was the person in question they should not have handed out my address and the DCA should not have used it without being sure it was me.. Simple date of birth or looking to see if the address is linked to my address list. There is something wrong with how Experian and the DCA have treated this and I don't see why I have to be at the receiving end, they should NOT have contacted me for ANY reason because I am not t
  9. Thanks Silverfox, I am concerned that my details have been used in relation to whatever debt this person has, the DCA should not be sending letters out to everyone on file that shares my name as clearly shown below. A firm must not pursue an individual whom the firm knows or believes might not be the borrower or hirer under a credit agreement or a consumer hire agreement. [Note: paragraph 3.5f of DCG]. I've just complained to the Financial Ombudsman and also am looking into the Data Protection Commission , my information should NOT be used this way, that is the whole point
  10. Hi, Recently I had a letter from a DCA asking me if I was a person of my name who lived at an address in Rhyl. Apart from the fact I've never been near Rhyl I was concerned that my information as provided by Experian was now linked with this person who shared my name. So I contacted the DCA who assured me that the information was not linked. Which now leads me to the Data Protection Act where a company is not allowed to pass on an individuals information unless they are sure that it is that person. I have checked my Experian Equifax & noddle accounts
  11. Thanks for your comments guys, I have been in constant contact with the council CC'ing my local MP who expressed an interest when I let her know about my 9 month long battle with them over council tax. But I have not raised a formal complaint, so have asked the Chief Executive (or what passes for one now) for the procedure
  12. Hi, I've recently been having a 2 and fro with the council about council tax I didn't owe, I eventually made an agreement with the council and they said they would put a attachment on my JSA, which I was quite happy with and didn't raise any objections. The job centre then refused the attachment order, which unbeknown by me, the council rather than coming back to me, put the debt out to rossendales, from whom we got a letter. I immediately contacted the council and asked them why they had done this rather than coming back to me so we could sort payment another way. They agreed t
  13. I thought I'd let you guys know the latest. Me and the council have come to an agreement, they have reduced the amount I have to pay and have taken it back from the Bailiff company. I have agreed to pay £3.55 per week, which I can live with. The way I managed to swing this in the end is I complained to the Chief Executive and also got my MP involved. The council claimed to have left me a voice mail giving me a hearing date, but the only voice mail I had from them was "call to discuss my council tax". I did point out that it would have been better to have followed this up
  14. Don't worry the bailiffs will be wasting their time! Has anyone else on here had the £100 summons letter and did you try to defend yourself? I am also refusing to pay the outstanding balance of £28.85 so that they HAVE to take me back to court even if it's for committal proceedings, at least then I get the chance to defend myself
  15. Hi, I could do with a bit of advice about councils and liability orders. Basically my local council last September recalculated my council tax and it went from me owing £40 to owing nearly £1000, which being on a low income I had no chance of paying by april. I got the usual summons letter in November and attended the court, to find them not is session, in fact we had to go to the basement and talk to a council employee, for which we where charged £100 I had turned up with all the paperwork I felt I needed for my day in court, so asked the council lady when we would see the
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