Hi just found out that they asked her to close her claim as she gets ni credits from child benifet. But by her closing down her claim we lose alot of other help

Hi, I need some advice. I recently moved in with my partner, my partner receives ir esa. We have changed the circumstances and added me and started a new claim and my income is taken into consideration now she doesnt get a payment because of the amount I earn, she spoke to esa and they said even though she doesnt get a payment she dooesnt need to close the claim. The council have said they need proof that she doesnt get a payment and they will still pay towards the rent. Then this morning my partner got a call from jobcentre telling her she needs to cancel her claim. surely because I moved in you don't become well again and she would still be entitled to the support and why would she have to cancel, why wouldn't they cancel and tell her she is not entitled ( tia ) darron

ok they are unreadable so will try again roxburghe 001.pdf roxbughe1 001.pdf

ok it's been i while since we have heard anything from roxburghe/graham white as we hadn't heard anything since november last year we left it as that now phone calls have started again,i have aways disputed this and asked for the original contract,they keep telling me that they don't need the original contract as it is a service not a loan or credit card ect,they said they would send me a statment showing out standing debt,i found 1 they sent me before so i will upload it on here it dont look like they can make a case on this statement,as mentioned before i think it is statued bared as last payment on this account was 13/10/03 if so can someone please point me in the right direction for the letter templates i will need to send thanks darron

ok i will have another go at docs

hi thanks for replys

[ATTACH]22805[/ATTACH]

attached image but can,t make it readable

just had another letter from roxburghe still no contract or proof from them but the letter is saying we had agreed to make a payment as part of a payment plan which is legaly binding and failed to pay (we have allways disputed that we owe the money and for them to prove that we owe it) as we have allways disputed can they do this or is it a scare tactic thanks skyman

hi, i am sure they said that she made 1 payment in sept 03 thanks

thanks for replys,i will have to see if they send me proof as i have just found a old credit report dated 2006 for my wife which says hutchison 3g start 6/9/03 finish 25/4/04 limit £0 start £0 current £+0 monthly satus s

hi, recently been getting phone calls from graham white saying my wife owe there client £215 for a mobile phone she had in sept 2003,i didn,t think she actualy had the contract because i think i went in there shop and filled in the forms myself and got 2 phones 1 for myself and 1 for her,but i have asked them to send proof and they are saying they dont need to because its a utility bill and not hp and they can show me a statment that shows she made 1 payment in sept 03,they are preparing court action on that statment and a updated credit file showing that they updated there interest in 2007,i have asked them to do everything by post but still only get phone calls,just wondering what action i should take thanks darron

thanks i will start printing them off,just strange that they are not even giving me the opportunity to pay (i have been paying and not ever said i wont pay)thanks again

hi, i need some advice not sure where i stand,i was paying csa then i moved house so all letters were going to my previous address they have know found me and i have totalled up £1300 in arrears i started paying £40 a month towards my arrears as soon as i new they were taking me to court they still took me to court,my problem is that they sent me a schedule on the 18/6 saying i need to start paying x amount of £,s and some more on top for the arrears on the 30/6. i also recieved a letter from marston group dated 18/6 saying i had 7 days to pay or bailiffs will come,i have phoned up csa and asked whether this it was a mistake as i had recieved the letter saying start paying on the 30/6 and they have said it is to late to make a payment as they have passed it over to marston group spoke to marston and they have said unless i pay the full amount bailiffs are coming dont understand thanks darron

hi,ok i am a bit lost we sent back our allocation questionare on the 3/11/06 which had to be filled by 15/11/06 how long before you get any sort of comformation thought i might of heard something thanks in advance skyman197w

hi,after winning a case against hsbc quite straight forward we decided to have a go at abbey (different kettle of fish)after doing all the preliminary stuff filed our case againt abbey recieved some paperwork yesterday stating that they intend to defend and today recieved questionare .they have transfered to case to a local court and asking for an additional £100 is this right as i paid £120 online,been reading threads but not sure now wife is nervous know because she is the one who will have to attend court and hsbc was so easy skyman

thank for replys waiting for a pin number for the credit report.recieved another letter this morning(without prejudice despite many atemps to contact bla,bla,bla we are now advising our client to commence bankrupty proceedings bla,bla,bla if you do not co operate you may be declared bankrup) skyman

hi, do i send this to ruthbridge or credit acceptance thanks skyman

thank you for your replys i will have a look at her credit report thanks again skyman

i,m not sure i would need to get copys of her credit report the only stuff they have sent are all the the original agreements and a letter dated 4 july 2000 regarding termimination of agreement and action intended to be taken i was going to scan and put on here but i cant edit it

hi they have been sending letters for the last few weeks and we have not responded to them and chucked them away i am about to get a car on finance and they must of got our telephone number through one of the searches the first time we spoke to anybody was yesterday and all that was said was we no nothing about it and could they send the original documents they said they would stop the baliffs from coming today and rearrange for next week so not sure what to next prob just scare tactics thanks skyman

thanks for the reply. the original agreement turn up this morning along with a letter from ruthbridge ltd.the company she got the finance through was credit acceptance , the original amount was £3748.20 she had paid £1652.30 ballance remaining £2095.90 the original agreement was signed 5/5/99 and last payment was made 12/10/2000 i dont understand any of this because they came and took the car back there are 2 paragraphs on the contract. termination of rights £1875.38 and repossession of rights £1250.25 also just read on here that the company terminated the agreement with effect from 14/7/2000 thanks for your replys skyman

hi,not sure if i,m in the right section but my wife had a car on finance before i met her 6 years + paid it for a few years then stopped they took a the car back we have just had a phone call saying that a debt is due after all this time and we asked what the debt was for and have they any paperwork that is all was said he then phoned back saying that he has found paperwork and would send it out and stopped baliffs for a week i dont know how we stand on this my wife has nothing in this address everthing is in my name even the mortgage any advice would be gratefull thanks skyman