Hi everyone, I am another victim. Shame I didn't read all of you before..anyway I will go to my bank to cancel my card and to ask for a charge back, then I will send THE letter to Wentworth to refund my money..lets see what happens. I've got another adress for what is worth: Ralph Marlon Ltd (personal loans) Suite6, 1st floor, WIRE House, WIRA Business Park, Leeds. LS16 6EB Tel 0845 5191 072 Fax 0845 5191 073 Lets hope somebody closes them up soon!!!!