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claude76

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About claude76

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  1. everyone should complain to the fsa about mortgage redemptions i did the more the better the chance heres the email reply i got back. you can do it online Dear Craig Thank you for your emails of 8 June 2007. About your Enquiry I understand that you have contacted the Financial Services Authority (FSA) to express your concerns regarding mortgage lenders. I note that you are specifically concerned with Early Redemption Charges (ERCs), deposit requirements and administration charges. Your letter has explained that you believe that these costs and requirements represent an indu
  2. everyone should complain to the fsa about mortgage redemptions i did the more the better the chance heres the email reply i got back. you can do it online Dear Craig Thank you for your emails of 8 June 2007. About your Enquiry I understand that you have contacted the Financial Services Authority (FSA) to express your concerns regarding mortgage lenders. I note that you are specifically concerned with Early Redemption Charges (ERCs), deposit requirements and administration charges. Your letter has explained that you believe that these costs and requirements represent an indu
  3. everyone should complain to the fsa about mortgage redemptions i did the more the better the chance heres the email reply i got back. you can do it online Dear Craig Thank you for your emails of 8 June 2007. About your Enquiry I understand that you have contacted the Financial Services Authority (FSA) to express your concerns regarding mortgage lenders. I note that you are specifically concerned with Early Redemption Charges (ERCs), deposit requirements and administration charges. Your letter has explained that you believe that these costs and requirements represent
  4. everyone should complain to the fsa about mortgage redemptions i did the more the better the chance heres the email reply i got back. you can do it online Dear Craig Thank you for your emails of 8 June 2007. About your Enquiry I understand that you have contacted the Financial Services Authority (FSA) to express your concerns regarding mortgage lenders. I note that you are specifically concerned with Early Redemption Charges (ERCs), deposit requirements and administration charges. Your letter has explained that you believe that these costs and requirements represen
  5. hi everyone should complain to the fsa about mortgage redemptions i did the more the better the chance heres the email reply i got back Dear Craig Thank you for your emails of 8 June 2007. About your Enquiry I understand that you have contacted the Financial Services Authority (FSA) to express your concerns regarding mortgage lenders. I note that you are specifically concerned with Early Redemption Charges (ERCs), deposit requirements and administration charges. Your letter has explained that you believe that these costs and requirements represent an industry wide concer
  6. recived a letter today from direct auto finance-- without prejudice to our legal rights they are taking the £15 off for the letter they sent as payment was late. sent a letter yesterday for £275 for these £15 letters asking for it back wait till they get that one.
  7. hope it was of help to your case mummyemma and goodluck.
  8. hi wrote a letter to direct auto finance about the £15 letter charge and that it dosent cost them this to send it.they replied saying it wasent a penalty charge but a liquidation charge so did a search on it found this gonna put it in my letter to claim back. . However, a liquidated damage clause will not be enforceable where it constitutes a “penalty”. The leading case on this point is Dunlop Ltd v New Garage Co Ltd (1915) AC 79, which laid down the principles what is a “penalty” in this context. heres the link.Prettys Solicitors hope its of help.
  9. hi can anyone tell me what this is.what is disbursements and can i claim that and discharge costs back thanks. original sum loaned £76,980.25 add disbursments £950 add interest charged £7,572.10 total £85,502.60 less monies recieved £8,352.42 account balance at settlement £77,150.18 early settlement charge 5% of above account balance £3,857.50 settlement figure £81,0007.68 add discharge costs £255 sum required to redeem £81,262.68
  10. surely you can claim back admin fees this is what they have charged me while in arrears at £40.also i seem to be in arrears alot and i dont know why as always payed by credit card and always asked what the outstanding was on account and payed it. according to the dpa i got today im nearly always in arrears guess im gonna check it against my bank statements.
  11. ge money have been charging me £40 each month admin fee can i claim this back and what about the redemption penalty.
  12. sent first letter to ge money for list of charges got no reply in the 40 days.sent second letter saying they were in breach of the dpa and had 14 days to reply.got letter today with all there crap about what it covers also about redemption fee if you settle your account early its to recover there set up fees?how can this be when they charged me a set up fee when i took the mortgage out.im going to write and tell them this,what do i do about the list of charges they havent sent thanks.
  13. hi sold house recently mortgage was with ge money,had a 3 grand redemption.is there a template for mortgage companies,and as i know how mush it is do i just give them the 14 days cheers
  14. sent for statement from clydesdale credit card sent £10 for 6 years ago and had no reply now the 40 days are up what is my position now thanks.
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