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About vivienne1

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  1. Hi Could I just check that the bank account details are still correct? My daughter rather stupidly took out a loan with these people before Christmas and then lost her job! They are a nightmare to deal with. I'm just off the phone with them and they are really abusive. Plus he also proceeded to tell me all about my daughters loan even though I'm not the account holder and refused to confirm the security details! He told me that they do not accept repayment plans and the loan would continue to roll over with additional costs til it could be cleared in one go. I accept that
  2. Sorry for teh confusion, thanks for highlighting. It should read September 2008, I've amended.
  3. Hi I apologise for starting a new thread as there are others on overpayment of salary but though they were a great help I still need a wee bit more advise. I was a civil servant for some 20 years. I went off sick in August 2008 I didn't return and was dismissed through ill health in March 2009. A few weeks ago I was sent a letter stating I was over paid for the month of September 2008. I asked for a breakdown of these figures but had heard nothing til a court summons arrived this morning. I have phoned back and the break down is on it's way. Having just got my other debts (Som
  4. Hi After a lengthy illness I'm trying to sort out my mess of debt. I received a letter from a firm of solicitors saying they were acting for Hillesden Securities and I owed £2000. I had never had an account with them so asked for further details including a copy of the credit agreement so I could figure out what was happening. They replied stating that it was in relation to a bank account I had back in 1998. It appears I had been overdrawn and charges have increased the debt to the £2000 figure. I had completely forgot about this acccount and find it incredible no one has been in touch in
  5. Hi sorry to resurrect an old thread but this has just happened to me with the exact same details and amount from vodaphone showing up on my internet banking statement. What I cant understand is why is vodaphone allowing people to top up phones with cards that aren't registered to the same name and address as the phone. I have only ever used my card ar so called reputable sites...next, bhs and la senza and yet it still hapened. I have only ever given the details over the phone when I made an additional payment to my credit card but as this is with the same bank as my debit card they would
  6. Hi First can I say that this forum has been a godsend. To be able to see that you are not the only one struggling helps deal with emotional side of debt problems. Basically I'm looking for some advice as to what people think may be my best way forward. I have around £25000 unsecured debt. All of it is in my name except an overdraft of around £2000 on what was a joint account with my husband. We now both have basic bank accounts at the Co-op. I have suffered ill health over the last three years, culminating in losing my job through ill health in March. It is unlikely I will be fit en
  7. Thanks for this thread. I've an appointment with a money adviser at teh CAb in two weeks and I suspect this is the route they will suggest for me as I'm no longer working through ill health. Any further info as to how you found the process would be a great help.
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