hi mate
i have not sent any cca to them or rung or dealt with them as i dont even know what the ref numbers are in relation to, this letter just popped out of the blue and my wife doesn't recall anything, but i didn't want ring them just in case they were adamant we owed this,this,& this and i would lose my rag with them as other people have in other posts
thx
edit - sorry wrong posting reply here, i found my original one