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MakeToastNotWar

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About MakeToastNotWar

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  1. i must admit when i heard about how this is run it just didnt sound right to me at all im guessing there is not a lot that can be done in regards to the situation shes in right now?
  2. im hoping somebody out there can shed some light on an issue a friends of mines girlfriend seems to be having in regards to "Self Employment" i`ll try keep this as breif as possible my friends girlfriend was short of money and saw an advertisement in the local paper in regards to a job working from home the job description was "people required work around your own schedule" she rang for the job and subsequently was hired that same day the business owner showed up with a peice of printed paper basically saying "You Are Self Employed and are NOT employed by (business name he
  3. thanks for the reply im hoping your right as alli have done is enquired and it was bad enuff to be told from the disability employment advisor "we wont help you pursue this course as you have never worked in that job before so..and.being told im on the sick and should remember that (well that for me was just an insult) yes im on this horrific benefit thru an accident that wasn`t my fault and i never wanted to be on benefits at all i was very happy being a working man paying my taxes its soul destroying the way the benefits system is worked as it seems if you want to better yourself th
  4. i`ll try not to make this to long a read but heres some information before i explain my dilemma 4years ago i was in a horrendous accident and broke my pelvis and spine after months of hospitalisation and plenty of pain i found out from my local gp that iv crushed nerves in my spine and was written off on incapacity benefit as ya can imagine after 4 years of being in a black hole i decided i would enquire about 1 day getting back into work and gettin my life back together rang my local joke shop (sorry i meant job center) spoke with a Disability Employment Advisor i asked about
  5. can anybody point me in the general direction for the Account In Dispute letter please sorry to be a pain just dont really know what to do about this anymore lol
  6. just recieved a letter today from Energy Collections Service on behalf of E.on basically giving us 1 day to pay £666.51 before further action is taken against us we do owe the debt and want to pay them monthly payments but my gf who has tried to come to some agreement with them before says they want unreasonable amounts per week/month to clear this debt is there any way i can get them 2 meet me on a reasonable payment plan for this account there also threatning a pre payment meter/disconnection if we ignore this letter(disconnected i dont mind as we moved property and never let them k
  7. thanks for the reply fred dont spose you know where i can find a template for this Account In Dispute letter to send them regarding these 2 matters
  8. just recieved another letter from the Halifax this time concerning the gf`s Bank Account overdraft id appreciate any help or advise as to what to do now i will attach the letter they have sent this morning and do you thik they have sent this letter cos we cca`d the other account? another letter from halifax picture by Deleted_album - Photobucket oh yeah this account is the 1 that they helped themselfs to the gfs job seekers allowance and housing benefit cos the account was overdrawn
  9. correct after the loads of pages of garbage they sent thru after a cca request from my gf they provided NO document with a signature at all dont know what to do next to be honest with you this stuff makes my head spin
  10. iv uploaded them onto a photobucket account and hopefully they will have the clarity so that others can view and comment on what they have sent me as i have no clue about this matter this is the link for the pictures Pictures by Deleted_album - Photobucket any advice on this matter would be appreciated thanks in advance
  11. im sorry i dont have any way to scan the documents and upload them the 1st page after what iv allready typed out is a credit card agreement regulated by the consumer credit act 1974 and sets out the parties involved/key financial information then its got Other financial information and after a further 5 pages of the terms and conditions its got ANOTHER page saying Credit Card Agreement Regulated By The Consumer Credit Act that page starts off with 1.Parties..the parties to this agreement are Bank Of Scotland plc. The Mound,Edinburgh,Eh1 1YZ and miss (the gf`s name) 2.Key Financial
  12. sent the cca request off on 4th november(To Blair Oliver Scott) and today got through the post a letter from Halifax Card Services dated 17th november saying Thank You for your statuatory request for information with respect to the above agreement Enclosed is a Copy Of The Reconstituted Version of the excecuted agreement and a copy of the current terms and conditions as you had not made the required payment you were served with a default notice your agreement was ended on 02/10/09 and the full balance became due as such at the date of this letter the full balance of your account
  13. sent the cca request off on 4th november and today got through the post a letter from Halifax Card Services dated 17th november saying Thank You for your statuatory request for information with respect to the above agreement Enclosed is a Copy Of The Reconstituted Version of the excecuted agreement and a copy of the current terms and conditions as you had not made the required payment you were served with a default notice your agreement was ended on 02/10/09 and the full balance became due as such at the date of this letter the full balance of your account is £*** *** is in arrea
  14. sorry for double postin the same topic :$ and thanks yet again for the advice what should i do if and when they send more threatning court letters while im waiting for a reply from the cca request
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