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EllyPS

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About EllyPS

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  1. Hi Just thought isn't there anything legal that says they have to revert back tot he original borrower once they are in a position to make repayments rather than chase the guarantor for payment? Thanks
  2. Hi Sadly, my ex has nothing but has apparently started a job yesterday so should be in a position to pay FLM now. My sister has given them her debit and credit card details and she has set up a DD. I have asked her to cancel the cards and call her bank to cancel the DD but she doesn't want to do that as Citizens Advice have told her that FLM will take her to court for the money and add on 3% per day while the loan is not being paid. It is getting pretty scary now as next payment is due on 1 March!!
  3. Hi Thank you for all this advice. Good News! Yesterday my friend received a call from the operations director at Mobile Money to say they will no longer be pursuing the car and will return the V5 and MOT to him!! Apparently they will directly pursue my estranged husband for HIS debt, I have had an email confirming this. Let's see if they are true to their word! Thanks again!!!!!!
  4. Yes it does, doesn't it, unless it's someone you can completely trust which just proves you can't ever REALLY trust anyone - not even someone who has taken vows to love, honour & thee endow!!!!!!!!!!!!!!
  5. Hi I hope someone can give me a little advice here! My husband took out an FLM loan in Sept 2010 and my sister agreed to act as Guarantor. My husband has left me and the FLM loan currently stands at about £4,500 - he is refusing to pay it even though he knows that FLM will take the money from my sister's debit/credit card or by any other means. Is there anything I can do to stop my sister having to pay this money - I can't afford to make the payments as he has left me with so many other debts I am struggling to make ends meet & am just managing to keep a roof over my head a
  6. Hi A mutual friend of mine & my husband (who is now my estranged husband) kindly bought a car for my husband to set up a taxi business on 1st Nov 2011. There was no business partnership, just a verbal agreement between the 3 of us that my husband would start to repay £50 per week from 2nd week in Nov to compensate our friend for loss of interest for withdrawing money from his savings account. We also agreed that from January 2012 we would start to set aside larger sums of money so that by then end of the first 12 months of the taxi business my husband would be able to repay our friend
  7. Hi, I tagged this on to another thread but I think that is not allowed so am starting a new thread here: Sorry! A mutual friend of mine & my husband (who is now my estranged husband) kindly bought a car for my husband to set up a taxi business on 1st Nov 2011. There was no business partnership, just a verbal agreement between the 3 of us that my husband would start to repay £50 per week from 2nd week in Nov to compensate our friend for loss of interest for withdrawing money from his savings account. We also agreed that from January 2012 we would start to set aside larger sums of money
  8. Hi I hope someone can give me a little advice here! My husband took out an FLM loan in Sept 2010 and my sister agreed to act as Guarantor. My husband has left me and the FLM loan currently stands at about £4,500 - he is refusing to pay it even though he knows that FLM will take the money from my sister's debit/credit card or by any other means. Is there anything I can do to stop my sister having to pay this money - I can't afford to make the payments as he has left me with so many other debts I am struggling to make ends meet & am just managing to keep a roof over my head a
  9. Hi, not sure if I am allowed to tag on to this thread or maybe I should have started a new one. Sorry this is a long one too! A mutual friend of mine & my husband (who is now my estranged husband) kindly bought a car for my husband to set up a taxi business on 1st Nov 2011. There was no business partnership, just a verbal agreement between the 3 of us that my husband would start to repay £50 per week from 2nd week in Nov to compensate our friend for loss of interest for withdrawing money from his savings account. We also agreed that from January 2012 we would start to set aside large
  10. HiNo we did not get it sorted. The guy who was our 'introducer' asked us to leave it for 3 weeks and see if the co-ordinator could find an alternative. That was almost 3 weeks ago and we have heard nothing. We are now planning to move the money back to where we took it from.Hope you get yours sorted. Can I ask was your introducer a chap called Raph and was your Co-Ordinator called Paul?
  11. Are you aware of C & P? Have you heard of this happening before? Thanks
  12. Hi again Just received this letter via email but on headed notepaper from a different pension loan company. I completed an online enquiry form a couple of days ago just to see what the response would be? Would I be mad to risk it? Thanks for all advice! Re.doc
  13. Hi The only documents I have now are the letters from the Pension organisations to confirm transfer and receipt of my pension fund. I have spoken to the organisation who are currently holding my pension and I have a letter confirming the bank details of where the pension is sitting. Is this what I should post on here? Thanks
  14. Hi Does anyone know anything about Pension Loans. I completed an online form and someone called me to start the proceedings. Filled in all forms and had pension moved to SIPP. The week I was supposed to receive the loan agreement to sign I had an email to say that the process was being held up as Pension company who had SIPP would not invest as they had been 'warned off' by HMRC as money was being invested for loan purposes. Email also stated that alternatives were being sought and money could be transferred to new SIPP once alternative was in place. Not sure what to do now as my pension
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