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unity1906

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About unity1906

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  1. I am writing on behalf of my father he was diagnosed in 2008 as having Complex Post Traumatic Stress disorder and a unspecified Borderline Personality Disorder. In 2009 April he was assessed as needing Eye Movement therapy and put on a waiting list for that treatment, he has still not had any treatment to date 22/12/2010. He has now been called for an atos medical, but he is abusive and in face very aggressive and dangerous when stressed. In september he tried to commit suicide and we called a Doctor as he asked to section himself after we fought a battle over medication drugs that he was
  2. I would like some urgent help to my dilemma. on the 3rd of september I closed my claim for Income support due to my age 60 and having claimed pension credit prior to 14 th may thought everything would go smoothly however things have not. it's the 23rd today and so far I have not received a penny of PC. Now I am told that I will receive £132.60p I asked why I will not get the carers premium of £30.05 added as an additional amount as stated on the direct gov website. They said because your carer receives it. My carer who is actually my 21 year old son receives £53.90p Carers Allowance and income
  3. Hell I just received my Equifax report and there are several entiries that show that they will not be removed util may 2012 which is after my bankruptcy date of feb 2012. Entry: Max recovery Current debt £+4202 Default £4202 Start 10/11/1998 default 04/01/2006 end 04/01/2006 insight last updated 05/02/2010. monthly status D. Will this entry be reoved on 05/02/2012? Or what should I do with entries showing default. I thought these changed when you made yourself bankrupt or could these people come back and chase me for the debt all over again? I was bankrupted through ill
  4. I suggest you look at the forums on the internet that are against PayPal as a rogue company with illegal terms and conditions and whi harass and demand with utter arrogance. Complain to FSA, Trading standards and anyone else who might help. They limited my account on PayPal I was selling on ebay locked £14,000 in could not send any itesm have left me owing £3600 pounds and £415 to ebay . I had 1488 feedbacks and 99.8% feedback before this. Now I am totally trashed. I am suing both e bay for defamation, they would not remove feedback that contained the wrod [EDIT]. I am also suing Pay
  5. I actually have not had any change in circumstances in fact the only change is that I Now OWE £3600 to PayPal as I have negative funds and have two camera bodies. I am actually worse off than ever and can actually earn £95 per week before it affects my benefits as I am disabled. I never thought of this idea until the 23rd November 2009 and all the items sold on the 5 and 6 December so where exactly have my circumstances changed? PayPal froze the account and then I refunded for all the goods as I had no money to buy them with. Had I been able to supply the goods and actually make any earnings t
  6. I apologise for the length of this email but I hope you will view it with an open mind. As a subscriber to your magazine I have always found your articles of interest and no doubt you have pushed forward consumer protection. Firstly I wish to apologise for any bad English and any difficulties you may have in understanding what I wish to write about. I am 59 years of age and disabled I have quite a severe level of mental incapacity or disability, including worsening problems due to heart failure and it is not always possible for me to get across my argument or point of view easil
  7. Hi Are you saying if the CCA is not provided you are going to pay what you "morally owe" or are you going to stick to the letter of the law and say without a signed cca the debt is unenforcable and fight any attempts to put a CCJ on you. You only sound half committed.
  8. Received this this morning from Connaught Collections Limited Dear Madam We have Been instructed by 1st credit limited, in respect of the account. Please direct all future communication to us rather than 1st credit limited or their in house solicitors, LCS solicitors. We refer to the above stated matter and your letter dated september 25th received today. We have noted your request for information to be supplied under the Consuner Credit Act. We write to confirm we have requested this information from our client and shall provide it to you as soon as we are in receipt of th
  9. In 2003 My wife started to receive calls from 1C (You work that out) and was told that she had to pay the alleged debt, I was very ill having suffered a nervous breakdown from seeing three people burn to death and I am now suffering from PTSD anyway with me out of it and my wife dyslexic she did not have this advice to hand (no computer) and was lost as to what to do. She recieved a summons(I believe from TWM Solicitors) and they went to court in 2004 and obtained a CCJ against her for roughly three thousand pounds which she has always said she never owed. Anyway I went into recovery last
  10. Really enjoyed if that is the word reading this advice. In 2003 My wife started to receive calls from 1C (You work that out) and was told that she had to pay the alleged debt, I was very ill having suffered a nervous breakdown from seeing three people burn to death and I am now suffering from PTSD anyway with me out of it and my wife dyslexic she did not have this advice to hand (no computer) and was lost as to what to do. She recieved a summons(I believe from TWM Solicitors) and they went to court in 2004 and obtained a CCJ against her for roughly three thousand pounds which she has alw
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