This morning I discovered that Shop Direct having been putting defaults onto my credit file every month since 2013!
This is for a debt that was sold to Lowells in 2012.
Subsequently, Lowells agreed that they would take no action against me and the debt was cancelled
due to having no proof that I ever had a credit account with Shop Direct.
Can I get shop direct to remove/stop the defaults.
They have not contacted me for payment since before they sold the debt to Lowells.
I hadn't checked my credit files for so long because I haven't applied for any c