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ASM

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About ASM

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  1. Hi, I'm not too sure about subsidies from the govt or council etc... but I think you must start up with a Limited (Ltd) company to do a business. Although A Private partnership is good for flexibility - Its best to forget flexibility and go for limited liability - in case things go wrong. So Sorry to put a negative spin at the word Go! but... I know that in every businesses things are always really bad between partners when: 1 . There is a lot of money coming in 2. There is no money coming in I've seen the best of friends start fighting... Its also best to be upfront &
  2. Hi jdes26, I've left all the paperwork at my mums place... but will check it tommorrow, although I dont think there was any PPI - I've never had that insurance. What do you mean you were shoked when you received yours? is this hidden in amongst other stuff that i should look out for? please let me know thanks asm
  3. Oh! ok, so what do you think i should do next? any ideas? asm
  4. Hi Cerberusalert, Thanks for your reply to my post. I'm sorry I don't understand when you ask have they defaulted me on this a/c what you mean. No they have not sent me a default notice - actually I have been paying for the minimum on this regularly & have not missed a single payment - although going thru hard times. Regards asm
  5. Anyone?? Please Help? I'm not sure what I should do next. Please Help Thanks asm
  6. Hi All, No Reply yet from MBNA, any ideas what I should do next? I've seen a few templates of reminders to send them, just wondered if there is any upto date one that anyone can help me with. Please let me know Thanks asm
  7. Hi All, I thought I posted this before - but cant see it on my post so am posting it again Need Help - Please let me know if it is enforcable? Got a reply from Halifax, no signed agreement - here is what i received here are the 15 pages: Image hosting, free photo sharing & video sharing at Photobucket Image hosting, free photo sharing & video sharing at Photobucket Image hosting, free photo sharing & video sharing at Photobucket Image hosting, free photo sharing & video sharing at Photobucket Image hosting, free photo sharing & video sharing at Photobu
  8. Thanks for your help Supasnooper, if i get no reply this as you have suggested will be in the post Wed/Thurs later next week. asm
  9. Thanks for your replies Vint & Supasnooper, i really appreciate your help, i really have never done anything of this sort before and so need all the help i can get. i notice from the forum some caggers have been paying a sum of £1 as token every month what is the reason behind this? also for how long do you think they should continue paying this (if they are supposed to) thanks again asm
  10. Hi All, have been ever so busy unable to get to replying back to any of the cca's but am starting now. grrrrrrrrrrrrrrrrrrrrrrrrrrrrrr.... This is what I have replied to MBNA and intend to post tommorow (31/10/09) about what may pssibly be a cut & paste application turned into agreement? 31st October 2009 SENT VIA HM POSTAL SERVICE - RECORDED DELIVERY BR xxxx xxxx xGB Dear Sirs, Re: Credit Card Agreement No: xxxx xxxx xxxx xxxx Thank you for your reply dated 13/10/2009 to my request dated 29/09/2009 under section 77-79 of the Consumer Credit Act 1974.
  11. Hi All, have been ever so busy unable to get to replying back to any of the cca's but am starting now. This is what I have replied to Capital One today: 30th October 2009 SENT VIA HM POSTAL SERVICE - RECORDED DELIVERY xx xxxx xxxx xxGB Dear Sirs, Re: Credit Card Agreement No: xxxx xxxx xxxx xxxx Dear Sirs, Thank you for your letter dated 05/10/2009 in which you say that you will not comply with my request dated 28/09/2009 under s.78(1) and s.78 of the `Consumer Credit Act 1974 unless I provide you with a signature. There is no requirement und
  12. Thanks a lot old_andrew, that i'm sure will help, I was just thinking i wish i could post during the day, but am working (maybe i'll try from work now & again), i end up posting late nights since after work, dinner, cleaning up, putting the kids to bed - then switch on the computer & see if i have the energy! it does seem that one's posted at night seem to get a lot less attention than maybe during the day as i've noticed in many others posts. could be there's something i'm doing wrong as well! anyway, it does help to know how to get the post up top again thanks again ASM
  13. I'm following this with a knot in my stomach - trying to do some cases of my own & family, i am very new to this and having looked around i really feel there really have great help in this forum. I know this doesn't help your case any but dont feel low! Think Positive, and keep at it, you're almost there & looks like a celebration is on its way soon! God Bless ASM
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