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About Ladylovessalsa

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  1. Hi site team and caggers, long time now speak.. you'll be pleased to know I've been mostly keeping myself out of trouble. I've received a PCN from Euro Park for £90 after spending the day shopping with my mum. There were no noticeable signs saying that you can only stay for a limited amount of time so we shopped for several hours and then ate there in the evening. We spent £4500 in that retail park that day. They do have photographic evidence saw my registration on the letter. I ignored the first letter but they have sent a final warning letter now. What should I do?
  2. Thanks for coming back to me... yes I was successful. I was really worried but all was fine in the end.
  3. Thanks for coming back to me... yes I was successful. I was really worried but all wad fine in the end.
  4. Hi there I have my mediation appointment today at 3pm. Any hints and tips on what I can do to ensure that the meeting goes in my favour other than the info the courts have sent me?
  5. All the letters from the original post relating to the overdraft at Satan's Bank. Satan letters from moorcroft hoist 1st credit.pdf
  6. Small Claims Telephone Mediation Service Tel: 01604 795511 - Email: scmreferrals@hmcts.gsi.gov.uk Claim Number: Parties: HOIST PORTFOLIO HOLDING 2 LIMI v xxxxxx The above parties have all filed a Directions Questionnaire (N180) and have all requested mediation. Appointment Time & Date A one hour telephone mediation appointment has been provisionally booked for between 12:00 and 17:30 on 17/05/16. Mediation appointments are limited and can only be re-arranged under exceptional circumstances. If you want a 3rd party to mediate on your behalf, please contact the Mediation Team in order to authorise their involvement and forward this email to them. You will be telephoned within 8 days of this email and asked if you can agree to the terms set out below. Please note that the Mediation Team will call from a withheld number. Once ALL parties have been spoken to, you will receive an email confirming the start time of your appointment. If we are unable to contact you by phone, your appointment will be cancelled and your case will be transferred to a local court for a hearing. (If you want to be contacted on a different number to the one you stated on your Directions Questionnaire, please contact the Mediation Team to provide the relevant number) Mediation Requirements Please read the following statements: Yes No I can confirm that I am willing to compromise on this matter I can confirm that there has been no police involvement in this matter at any time I can confirm that I have enough information about the claim to allow me to enter into negotiations and that I do not require any further evidence from the other party before the appointment I can confirm that I can mediate on the date stated above. (Mediation appointments are limited and can only be re-arranged under exceptional circumstances). Mediation is only available to you if you can answer YES to all 4 statements above. If you answer NO to any of the statements, mediation is not suitable for your case and you should contact the Mediation Team to inform them (email is preferable). How is Mediation Carried Out? You will be contacted by a Court mediator who is trained to help people settle their disputes. The mediator acts as a ‘go between’ to help both parties try to find a resolution. They do not make decisions, offer legal advice or adjudicate the dispute. The mediator’s therefore do not need to see any supporting evidence prior to mediation. Mediation is done via telephone but it is not a conference call. The mediator will speak to one party, discuss the case and how they are willing to resolve the matter, then hang up, call the other party and do the same. The mediator will continue to go back & forth between the parties for the hour long session. If you and the other party come to an agreement, the mediator will draw up a Settlement Agreement confirming what is agreed. The mediator will read the Settlement Agreement to you and it becomes legally binding from the moment you verbally agree to it. Copies of the Settlement Agreement will then be sent to all parties and the Court, this concludes the case. Should the other party breach the terms of the agreement, you can apply to the court to enforce the order. If no agreement is made after 1 hour, the mediator will end the session and the case will proceed to a hearing to be resolved by a District Judge. Anything mentioned at mediation is confidential and cannot be referred to at a court hearing. Important Preparation Please find below some guidance notes that will help you prepare for your mediation appointment. It is important that you read this fully prior to your appointment. 1. You must participate in mediation in good faith, with the intent to reach an agreement. If you attend with no intention of negotiating or compromising, the mediator will terminate the session. You must be prepared and willing to put your points forward, and to listen to the points raised by the other party. Top Tip: Spend a few moments making a list of the strengths & weaknesses of your case and think about how & where you are able to compromise. 2. The mediator may call from a blocked or unknown telephone number. Top Tip: Make sure the number you provided for the mediation session can accept calls from unknown or blocked numbers. 3. If you want a 3rd party to mediate on your behalf, you must contact the Mediation Team by phone or email to authorise their involvement. Top Tip: The 3rd party must be fully aware of the facts of the case & have a good understanding of how far you are willing to compromise. You will be legally bound to any agreements the 3rd party makes. 4. Your mediation appointment is limited to 1 hour. You must be free and by the phone for the full hour so that the mediator can contact you. Top Tip: Make sure you are in a suitable location for the appointment that is free from distractions. The mediator will cancel the appointment immediately if you are driving even if you are using a hands-free device. 5. Everything mentioned at mediation is confidential. The mediator will only pass information to the other party with your authorisation. You cannot record the mediation session. If mediation fails & a hearing is required, you cannot refer to anything discussed at mediation during the hearing. 6. You must be available at the start time of your appointment. If you do not answer the phone or respond to any messages left by the mediator within 10 minutes, the mediator will cancel the appointment. Top Tip: Have you provided the most suitable telephone number for your appointment? If you are mediating on behalf of a company, have you provided a direct line? 7. The mediator speaks to both parties separately. You may not be the first person contacted so please be aware that there may be a delay before the mediator calls you. If you have not received a call within 15 minutes of your appointment start time, please call the Mediation Team. If after reading the above you are still unsure whether or not mediation is suitable, or if you have any other queries, please call the Mediation Team on the number below. Small Claims Mediation Service Contact Details Tel: 01604 795511 Email: scmreferrals@hmcts.gsi.gov.uk Post: St Katharines House, 21-27 St Katharines Street, Northampton, NN1 2LH
  7. Default letter Can't remember receiving a default letter come to think of it but here are the letter that I have received. Will see if I can find more. some more docs1.pdf satan statements .pdf
  8. So does this mean the case is not going to be heard in court and it is going straight to mediation?
  9. Just to update you. I contacted Mortimer Clarke and offered them £2k and asked for it to be marked as fully settled on my credit reference file which they agreed to. MC said they have to speak to Black Horse to confirm this is okay. They came back to me to say, Black Horse said that because of the age of the debt, it shouldn't be on my file anyway. I said it still was, and the MC contact asked me to send a print out of the entry on my credit file. I emailed it over to him in January/early Feb and I haven't heard anything since. I have chased a couple of times noone has returned my calls. Will try again to get to the bottom of it. Not sure what to do now with it. In the meantime I have received a letter from DLC saying that the debt has been bought by another firm.
  10. I have completed the form and sent it off. What can I expect to happen now?
  11. ok but before I do, I think I need more information to understand my position. Do I want it be allocated to the small claims court? Do I have to attend, I don't really want to? What are my options now?
  12. It says the following: Before Deputy District Judge Wrigley sitting at the CCBB Northampton address on 22/03/16 The Court will deal with the application to lift the stay without hearing under CPR 23.8 © It is ordered that: The Application to lift the stay and for direction questionnaire to be issued is granted. Note: This order has been made without a hearing under the Court's case management powers contained in the Civil Procedure rules Part 3. You may within 7 days of the service of this order, apply to the Court to set aside or to vary the order under Part 23 Rule 10. You must file with the Court, and serve on the other parties, an application that sets out your reasons for objection. A fee is payable upon filing of the application. When your objection is received the matter will be listed for hearing unless you ask the Court to vary the order without a hearing. There are other papers attached: Directions Questionnaire (Small Claims Track) Notice of Proposed Allocation to the Small Claims Track this says it is a defended claim. It says it appears that this case is suitable for allocation to the small track and I must complete it by 18 April 2016 Form N180 and file it with the court. There is a handout about settling your case without going to court and another one about mediation EX730. What do I need to do next?
  13. Hello.. it's been a while.. I gave received a General Directions Order from Northampton.. I will post it as soon as I get the chance. Please can you tell me what is it and what does it mean?
  14. ok well.. It's 4 hours before the deadline.. I have no defence... had enough of sitting here worrying, I'm going to call them and take up there offer of 50% off..
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