Billy goat gruff
Registered UsersChange your profile picture
-
Posts
184 -
Joined
-
Last visited
Content Type
Profiles
Forums
Post article
CAGMag
Blogs
Keywords
Everything posted by Billy goat gruff
-
Welcome Finance Full & Final Settlement
Billy goat gruff replied to Billy goat gruff's topic in Welcome Finance
Can anyone help?? Im trying to start a new thread in `LLoyds TSB PPI Section` and havent a clue how to do it and the "How to........ section on here is as clear as mud. -
Welcome Finance Full & Final Settlement
Billy goat gruff replied to Billy goat gruff's topic in Welcome Finance
Gone as quiet as church mice. -
Welcome Finance Full & Final Settlement
Billy goat gruff replied to Billy goat gruff's topic in Welcome Finance
Hey good to hear from you emanevs & yep you are dead right there are a lot of wolves in sheeps clothing around now. -
Welcome Finance Full & Final Settlement
Billy goat gruff replied to Billy goat gruff's topic in Welcome Finance
Thank you Beyond and quite right in what you say in response. -
Welcome Finance Full & Final Settlement
Billy goat gruff replied to Billy goat gruff's topic in Welcome Finance
Nonsense. First of all you can send a telephone harassment letter so therefore you will not be telephoned and its in accordance with OFCOM and ther e is a template letter available on the forum most likely in the Library section. I would discourage anyone from entering into any telephone verbal dialogue and to keep everything written and formal. Secondly you do receive `personal letters` and to say they are all standard system letters is incorrect. Thirdly your comment on the level of full and final settlement figures being a maximum of 50% is highly questionable and many caggers on here will testify they have negotiated less figures. Have a read and a navigation around the Welcome Forum in particular - you will find the level of expertise and intellect and the posts very enlightening. -
Emmets solicitors are busily ringing round the client base and those who had dealings with Ratio Money. They have rung me twice in the last 2 weeks offereing to `reaudit my agreements` provided I stump up £495 fee for ate insurance fee. Needless to say they received short shrift and blistered ears - these people are total clowns be warned.
-
Welcome Finance - This company needs to be banned.
Billy goat gruff replied to tightbum's topic in Welcome Finance
I find all this very disturbing and I really hope no one is lulled into a false sense of security. Its unlikely the slate will be wiped clean & we will be able to disappear into the sunset. If anyone has done a deal and either wiped their loan or had the full & final settlement reduced to peanuts please show your selves please to give all of us hope. -
Welcome Finance - This company needs to be banned.
Billy goat gruff replied to tightbum's topic in Welcome Finance
And this will mean what exactly to your average punter who has been saddled with `Welcome Secured loans` like me? No doubt the book will be sold and the loans and some one else will be chasing us?? -
emanevs - Anyone heard from him lately?
Billy goat gruff replied to Billy goat gruff's topic in Welcome Finance
Seems he`s disappeared not responded to any pms - cheers mate! -
emanevs - Anyone heard from him lately?
Billy goat gruff replied to Billy goat gruff's topic in Welcome Finance
Yeah done that last time was August 17. Sent him a few pm`s last couple of days - nothing. -
emanevs - Anyone heard from him lately?
Billy goat gruff replied to Billy goat gruff's topic in Welcome Finance
Bumpety Bumpety Bump! -
Just wondered if emanevs is ok? Any one heard from him?
-
Guardian GB Claims Management Company
Billy goat gruff replied to Billy goat gruff's topic in Welcome to the Consumer Forums
My advice is steer well clear of these jokers. Also Emmets solicitors who were in cohoots with Ratio Money are busy ringing round the formers client base offering their services - give them a wide berth as well -
Welcome Finance - This company needs to be banned.
Billy goat gruff replied to tightbum's topic in Welcome Finance
Interesting development tho it will be a while if at all before they fold completely won`t it? I doubt in any eventuality that we will see our loans vapourised (would be nice if Im wrong). -
Yeh I know and as they went on towards the end of June 2008 - it will be the end of June 2011 before they are off. The longer it takes the better as if its true and I get 3 points its a long time to be driving around with 9 points on the licence until next June but I guess the moral of the story will be to be ultra careful and vigilant.
-
Thank you for the advice given I thought the penalty points endorsement would be higher and thats what concerned me the most. I already have 6 on my licence and they don`t reach their 3rd birthday until the end of June 2011. How soon potentially could I be fined and have additional points added? is it likely to be this side of Xmas or into 2011?
-
Ive received a `Notice of Intended Prosecution` today which says they intend to prosecute me for doing 86mph along a dual carriageway which has a speed limit of 70 mph. I was clocked by a mobile speed camera unit and they were parked in a layby along the A303 at Longparish Hampshire. Presumably I have to fill in the details and send the form back. I assume I am looking at a fine but will I get a ban as well? Currently I have 6 points on the licence which are due to come off in June. How quickly would this go to court and is there any room for manouvre? Again I assume as I was doing 86 mph as they allege that the `Speed awareness course` isnt an option? Any advice would be appreciated by those of you in the know please.
-
Welcome Finance Full & Final Settlement
Billy goat gruff replied to Billy goat gruff's topic in Welcome Finance
Here`s the letter I received from them today. The previous letter dated 27 July & already posted on here said the outstanding balance was £18839.56 -
Welcome Finance Full & Final Settlement
Billy goat gruff replied to Billy goat gruff's topic in Welcome Finance
I have today received a letter from Salans the solicitors appointed by Welcome and in response to me asking what a "substantially reduced settlement figure" would be? They have said £19800 - f###### comedians! -
Welcome Finance Full & Final Settlement
Billy goat gruff replied to Billy goat gruff's topic in Welcome Finance
Yeh full loan amount £15k was paid out - Why? -
New look for the forum?
Billy goat gruff replied to cirian75's topic in The Bear Garden – for off-topic chat
This is total garbage!! Why not leave it as it was if it aint broke dont fix it!! -
Im In Trouble again!!!!!!
Billy goat gruff replied to wester's topic in PayDay loans and Short Term loans - General
After you pay this back why dont you just take a breather and not get into the spiral of borrowing month after month like this? I know its easy to say that but the stress levels and aggro can`t be worth it in the long run and the level of interest you are getting stung for is phenomenal! -
Welcome are now officially dead and buried
Billy goat gruff replied to RALALU's topic in Welcome Finance
Yes I do have a first charge lender. Welcome is a 2nd charge on property for £15k. Frankly I find this all very disturbing & I don`t intend by any stretch to let it get to the extreme of repossession Ive worked my backside off all my life and I aint going down with out an almighty fight you can rest assured of that as can all the `Welcome Guests` having a sniff & nose around on here. My mortgage is fully up to date. -
Welcome are now officially dead and buried
Billy goat gruff replied to RALALU's topic in Welcome Finance
The 18K outstanding is inclusive of interest original loan was £15k. Initially on the correspondence received from Salens they`ve indicated a full & final repayment figure & they have asked about repayment proposals. As stated initially Im gonna explore the full & final repayment option. In terms of repo which frankly is a bit strong & scare mongering nothing can happen with out a court order and in that scenario likely outcome would probably be a charging order on the property. -
Welcome are now officially dead and buried
Billy goat gruff replied to RALALU's topic in Welcome Finance
The loan is secured. I really dont think they will roll over & take £1.8k. I have missed 6 payments. I have paid 12 monthly payments @ £326.22 per month which is £3914.64 paid to date. I have written back to `Salans` and asked them what is a considerably lower one off lump sum payment to settle the account. I got that letter in the post yesterday to them I havent quoted any figures myself to them.
Latest
Our Picks
Reclaim the right Ltd
reg.05783665
reg. office:-
262 Uxbridge Road, Hatch End
England
HA5 4HS
The Consumer Action Group
- Create New...