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About bartsimpsy

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  1. Hi Guys, I had a similiar letter from Roxburghe. The first letter advised me that I owed 3G some money from 2004 to which I phoned them and disputed the debt. They then sent me a letter attached with a 3G statement of account (online print out) detailing the payments made and etc. Subsequently, I sent them a prove it letter (Note: I edited the standard template letter). They then sent me a letter providing additional details relating to the account. I responded to the above advising them that unless they can prove that I was responsible for this debt, i.e. I requeste
  2. oh k... Just out of curiosity, if the debt has been written off by GE Capital, would this still be enforceable by the DCA? and, my sister has kindly offered to lend me 1500 to clear this debt. But the DCA is not willing to consider a settlement fee, so I was told when I requested over the phone. Do you think I would stand a better chance if I wrote to them suggesting a one off settlement fee? Thanks again for your help. Seriously, really appreciate all the advice and help.
  3. I have logged into my credit card account online and I can see that they have mentioned the debt has been written off. Funnily enough it looks like they havent cancelled my account and I have available credit of 3000!!!
  4. I had exactly a similar letter from Roxburghe for an old mobile bill (3g) from 2004 apparently. I could hardly remember as I believed at the time I didn't owe 3network any money. So I phoned 3 this afternoon and was told my account balance was nil. I then phoned Roxburghe and was told that the reason why my account balance was nil with 3 is bcoz they have sold the debt to them. I argued that in any case I don't think I owed 3 and if I did do I certainly don't remember as it was back in 2004. So I told the lady at Roxburghe that I wasn't paying this debt and it was in their interest t
  5. Hi guys.. I haven't had much happening since my last post re. my debt. I contacted Link Financial today and requested if they can offer me a settlement fee to clear my account but they refused to do so advising me to find the funds to pay by next Monday!! I then contacted GE Capital and apparently on their system my account balance is nil as I am assuming they have written off the debt. Can any of you kindly guide me as to what I need to do now? I am really worried, esp as I don't have 2985.11 to pay by Monday 30 Nov 09... Thank you in advance.
  6. Hi Vint, Many thanks for the response. I did apply for the card online and then PayPal got back to me requesting further information like proof of address and etc. When I faxed them all of that, it was then that the account was set up. If this is the case, would I need to send Link Financial a similiar letter to the one above alebit requesting a screenshot as u have suggested? Do they have the right to use the excuse above and state that by me signing and using the card, I have confirmed liability of any debt due? thanks again.
  7. Hello peeps... Apologies for the long absence. Been away and just received a mail from Link financial in response to cerberusalert's letter (above) I sent em. The most recent Link correspondence was as follows:
  8. Thanks i'll give it a go and see what happens. Will keep you posted as soon as I hear from em. Nervous and hoping for the best.
  9. Quick question - having read and re-read the signature bit of the agreement - it states "Signature of Customer (Please type your name)" which is then followed up by my name. So if I send the above letter - do u think they could use the above as an excuse? To be honest I don't recall signing a document but on the other hand I vaguely remember from the back of mind where they did correspond with me and I had to send them something prior to them sending me the credit card.
  10. cerberusalert - many thanks for the link. I have uploaded em all on the links below. Any help and advice you provide will be much appreciated. Thanks for the support. 1 - Image - TinyPic - Free Image Hosting, Photo Sharing & Video Hosting (covering letter by Link Financial) 1a - Image - TinyPic - Free Image Hosting, Photo Sharing & Video Hosting 1b - Image - TinyPic - Free Image Hosting, Photo Sharing & Video Hosting 1c - Image - TinyPic - Free Image Hosting, Photo Sharing & Video Hosting 2a - Image - TinyPic - Free Image Hosting, Photo Sharing & Video
  11. sorry guys, I don't seem to get the hang of this editing business. Please bear with me, till I try to get my head around this. In the meantime any idea what I should do or how much time I have before I need to respond to the CCA I received last Fri? ta.
  12. Thanks for the tip cerberusalert. I've just tried resizing 3a and 3b. Hope it works.
  13. If u kindly click on 3b - u will see the name and date section of the agreement.
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