Thank you noomill I'm not worried about myself kinkyklee. My very post spells out my two main concerns. If they decide my claim was wrong.. 6 years of benefits .. won't that be a lot of money?

More Info: Employer "I want you to go to London for 6 months and run that B&Q electrical contract. You leave every monday 8am, come back friday 1pm" Me "I don't want to go. I hate hotels" Employer "You have no choice. We have no one else. You will get £1,500 per week, stay in any hotel you want, all allowances/expenses paid on top" I went. Did it for 2 months. Resigned. Question: How many people you know would do that? ----------------------------------------- More Info: I had £40k + invested in shares. Everywhere there was panick about share prices collapsing. People were selling shares as fast as they could. Me? I just left them. Ignored them. Looked at them a year later. They were worth £13k Question: How many people you know would do that? ----------------------------------------- In case you are wondering why I'm posting this, I'm trying to gather my thoughts here. Maybe I can point the fraud squad to this thread and say "You want to know? Read that!"

You have given me good advice that I didn't know about, regarding an appointee. I will find out more. Thanks. Regarding prison, I'm not joking when I tell you that It doesn't worry me in the slightest. ATM my concern is for any repercussions to my family. ------------------------------- More info: 4 years ago, I was told by a jobcenter employee, who looks after people with disabilities, to apply for this, since I'm entitled, she said. Me: "Does that involve paperwork? ... No. I'm not going to do it. I can't" Her: "I will do everything for you" Me: "Ok, Thank you." She filled in all the paperwork, gave it to me. Her: "Get your wife to sign there, and then get her to post it in the prepaid envelope" Me: "Thank you. I love you" ----------------- 4 Years later, the forms are still sat in my house somewhere. Within this period I have had more people telling me I should apply.

Thanks Erika for your support. I'm not sure what I receive the benefit for, but they do know about both my physical and mental problems. Just within these days I have told my wife that she needs to deal with everything. She should be ready for the worst. I also have packed a lot of baccy (tobbacco) in my pockets and split lots of matches in two ... in preparation for a few years in jail. More Info: I went to my car in the morning to go to work around 2003. Found my car sat on floor with the wheels missing and scrapes around the bodywork. Rang my insurance, who had it transported to a garage for repairs. I told them I would like to choose the replacement alloys and tyres. They: "What alloys? this car has standard wheels" Me: "The effing alloys I told you about and made sure you knew about" They: "We'll have to investigate. Could take 3 months" Me: "I need the car for work. I'll buy the alloys and tyres and you can pay me back once you confirm that I told you" 2 months later, a letter arrives. "Yes, we are prepared to pay for the alloys and tyres. Please send us the reciepts for re-imbursement" Amount I had paid was over £400 -------------- All I had to do was post off the reciept which was in my possesion to get back over £400 -------------- Question: What do you think I did? --- --- Answer: NOTHING! (They will have closed that claim down by now)

@ skonk, I came off antidepressants due to them making me feel worse and also read somewhere that a recent study showed that the ones i was taking for years did NOTHING! How's that for a REAL fraud? At the interview I am going to say "I am a member of parliament, and also I cannot say anything about money because our national security is at stake" More Info: One day, a long time ago, by sheer chance, looking at my bank statement, I noticed my lenders were charging me a lot of money for building and house contents insurance. I rang around and found someone who could do it for half the price. I decided go go with them. I rang and cancelled the protection from the first company. They said they needed it in writing, which I duly sent off. Rang to confirm they had recieved my letter and then switched insurers. Done and dusted? 3 years later, by sheer chance, looking at my bank statement, I noticed I was paying money to BOTH insurance companies!! Rang them up. They said they will investigate. Luckily they found my letter. They refunded me £1,500. to £2,000 (can't remember exact figure) Question: Do I sound like a person who is financially capable? Would any other normal guy have failed to spot the overpayments for years?

More details. Bought my house in 1990 on 40k, interest only, mortgage. Insured mortgage payments against unemployment/redundancy. Obtained a loan for home improvements. Made redundant in 1992 Claimed unemployment benefit. Gave mortgage details. Ticked the box that said "is your morgage covered by insurance?" Ticked the box that said "do you have a home improvement loan?" The form said that I will be contacted regarding the home improvement loan. No one contacted me. I rang them up. Gave them my endowment policies details. Was told it did not matter. Asked them about paying the interest on my home improvement loan. You will be contacted about it, I was informed. Never heard anything from them again. Started work again in 1993. Stopped claiming unemployment benefit. Got a letter in 1994 !!?? "There has been a over-payment to you of the sum of £3,000. Could you arrange a appointment to discuss this" I rang them. Apparently they had overlooked the tick in the 'covered by insurance' box. They, as well as my insurance had both been paying my mortgage interest. I told them that they owed me money for the home improvement loan and that I still had to pay my insurance premiums for the redundancy coverage. I never heard from them again. ------- The point of this story? Just to show that I bet these people are losing millions through their own mistakes which they sweep under the carpet. I wonder if they will still have the paperwork? I could do with pointing out that we the public can make mistakes also. Can this information help me?

Thanks for that skonk. Yes, I have been seeing a eye specialist for years. They can't help. I have been recieving councilling at my doctors surgery. That didn't help. I don't like talking about it. And even if I did, how would that help me? I always think I can read peoples mind and I think I know more than them anyway. I have been on anti-depressants. That did nothing. Made me feel worse. I am a diabetic. I get tired easily. I analyze everything to the point where i'm going round in circles. I can't switch my mind off. I forget things. I daydream. (Yes, it involves me being in control of a spaceship, zapping all the wicked humans).

Yes, I too was shocked to see the house numbers given. I've just googled and can't seem to find the site. I might try later. Not sure. What do you think? My father abused me. My mother died in my arms. My brothers scammed me. My sisters scammed me. My first wife made it difficult to see my kids after the divorce. I eventually gave up trying. For years I have spent my time locked in my bedroom. I avoid doing anything and everything. I avoid opening letters. I don't wash myself for weeks. I don't take my medicines on time. Sometimes not at all. Sometimes I'll take medicine twice because I forgot I took it. I hate going out. I stay in a seperate bedroom from my wife. I have thought of suicide many times, but then I think of my girls and then resign myself to plod on with this life. I have temper tantrums. I get filled with rage over the daftest of things. I have thought of throwing bricks at shop windows, so I could go to prison for some peace and quiet. I think the human race is a nasty virus and should be exterminated. I don't believe in god anymore. I'm not the slightest bit concerned with money. I don't look at bank statements. I'll start doing a bit of work on the house and then leave it. It's in a total state of dis-repair. I'd be better off in a council house. I'm losing my eyesight. My eyes are permanently sore and bloodshot. I have splitting headaches. My current wife is very understanding. I don't know what I'd do without her. Yet I treat her like sh*t. Should I go on? I apologise for depressing anyone with my ramblings.

Thanks for replying Erika. 01, I have seen area addresses of convicted people in the media before, but never their house numbers. Looking at benefit fraud convictions online, even their house numbers are given. 02, To explain a bit more, my undeclared 'assets' were, policies and investments, for the sole purpose of paying my mortgage off, which is a 'interest only' mortgage. On a previous claim for unemployment benefit in 1992, I was lead to beleive that they do not need to be declared. Even this very minute, I'm not sure that they needed to be declared. But what's more troubling is the fact that when the investments matured and the cash (20k) was deposited into my account, I allowed it to just sit there for years. The cash would have reduced my mortgage from 38k to 18k and I would not have been in any trouble. Why didn't I do it? It's related to my illness. I will try to explain later.

Hi, I am due to attend a 'interview under caution' next week for failing to declare 'assets'. I am very distressed and in need of advice. I have a lot of physical and mental problems and have been on incapacity benefits and income support for 6 years. There are many things I need to remember and post, before anyone can properly advise me. I will attempt to do so in the future, but for now I want advice on "What is the worst that can happen?" I am a 50 year old male, with a wife and 2 young children (3, 6). My house is on mortgage. I owe 38k on it. My main concerns are: 01 If i'm convicted, my wife and young children will suffer abuse (with my name and address splashed in the media). Can this be prevented? 02 Can they force me to sell our home to pay any fines? (House and mortgage is in my name). Appreciate any replies.