lovely stuff , you know i used to have an experian account but i have just tried to log in and it wont accept my details?

ill contact the helpline tomorrow , maybe they might help me get online

no acknowledgement from myself , ever

hi

which should i use for the purpose of checking?

i had many letter but now they seem to have passed the debt on

many many thanks and happy new year to all the team at the best site on the internet

many thanks for dropping in

well its up 6k and iv not use the account since 2008

hi oh mighty forum

im being chased by a company called red debt collection for a debt owed to lloyds.

still no monies

but wonder how bank accounts differ from credit card agreements .

for instance how long can the chase go on for and will it ever be statute barred

thanks guys

great advice

and when they call again i will do exactly that

its an empty office , just storage space

we had a call from a particularly rude young boy stating we had to pay this fee ,however we have not played music in our office for many years now but they still are trying to invoice us !!!

my buddy got a ccj from these guys but he does not know who the debt is with - how would he appraoch this

cheers

does anyone on the forum had dealings with this gang

it seems that although they have ccjs it does not pertain to whom the original debt is with , i have checked the website

Where can i find this information oh mighty forum

oh mighty forum

a question

my overdraft was turned into a loan and reduced from 10 k into a 2k with my 8 restructured into a loan and having no choice in the matter , but with my consent as my account would have been closed was structured this way

i was told that this is unlawful - has anyone had similar experiences

thats exactly correct - it had nothing to do with his employ it was purely to get him some wheels - poor part of the world we live in here _,so what you say is correct and about what i thought , write a letter if no response then get it to court let them decide

great stuff

hi there

its a personal thing really - the v5 was put into his name but i have the v5 and it was put into my name - i did it as a gesture of good will to the staff member and not in any way connected to the company i just did it to help him on a bit

i have an e mail saying he still has my car but wont return it

ill try to make this simple for the less insidious of you out there - im the owner of the company i offered one of the employees personally a car to get him about etc etc , he then decides to start being difficult with persistent lateness so i asked him to leave the company , my car has not been seen since ?

a small claim court would be the suitable option i think here

the car was lent to the staff member - it was put into his name on the v5 doc for insurance purposes- he then left the company and started work elsewhere

a member of staff was given a car by the company however has not returned it to us - any ideas

cannot find my original agreement - any ideas what i can do?

a member of staff is a key holder here in my office - he has not returned the key to the premises - what can i do apart from change the locks

its a ltd company and the loan is attached to the account

i work for the company and am sole shareholder

there are 3 other memebers of staff???

first ill see i there is ppi which id think there would be

iv been paying out for 3 years now on a 4 year business loan to refinance an overdraft _ same ol same ol - but on my calcs wont be free until 5

something fishy there !!!

not paid last two installments so ill see what penalties there may be

i have an 8k loan repayment which i shall check for ppi properly

if i fall into difficulty paying my loan would i apply for the ppi to kick in???

thanks for the reply

to clarify : my loan is business , can i still see if it was mis sold and secondly would i be the first asking about business charges or have i missed that boat

Having a very small loan means i regularly go over my limit which is very good news for barclays

sadly it puts a lot of stress on my finances when each 35 sterling is half a tank of gas in real money (what world do they live in?)

can i reclaim my charges - i know personally its in the courts of doom for the forEseeable

however does the forum know where is at on my business account???

I also have a loan repayment and i hear they were mis sold too - can anyone enlighten this green monster

oh mighty forum all hail !!

trouble n fife hmmmm:wink:

cheers again