Just to put the question to the top again? Thanks.

Hi ukaviator, Yes we did send the SAR and £10 cheque, the trouble is that it's not a huge amount he's claiming. From the information that they have sent (assuming that it is correct) since 2001 they have only charged three lots of fees, an unpaid DD, an unpaid standing order and an overdraft excess fee amounting to a total of £95, the rest are all refered to as "overdraft interest" and if you add these on the total claim becomes £235. He suspects that the charges are probably about right but I guess until he gets a full set of statements we cannot verify this. What I don't understand is why they have included "overdraft interest" in their schedule of charges. Are they saying that this can be claimed back?

Hi, I am claiming on behalf of my cousin and he has received a schedule of charges going back to 2001. On the covering letter it states that "If there are no charges for a certain period then charging details will not be included" So they have basically sent details of the charges (date, type of charge and amount) instead of a full set of statements. Most of the charges on the schedule are described as O/DRAFT INTEREST but nonetheless they are still refered to as "charges" Can these be claimed in the preliminary approach? Thanks Rob