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slowmo

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About slowmo

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  1. Ok ! So, after finding out about this forum I applied for my cca from Egg loan, Mint card and MBNA. After thinking it would all be done for me (rather stupidly) I'm now taking my head from beneath the sand. 3 weeks on I have received this from Egg Image - TinyPic - Free Image Hosting, Photo Sharing & Video Hosting Image - TinyPic - Free Image Hosting, Photo Sharing & Video Hosting and what seems to be a application form from Mint x 2 pages. On the first it says credit card application form and then shows the reason for the card, e.g pay of xyz card and ABC card.
  2. Hi, Can anyone tell me whether there is a way of reclaiming credit card charges for accounts that have been paid and shut down. I have a Barclaycard and MBNA sony card that I paid off last year that would surely owe me a bomb.... Any advise. Thanks
  3. Hi to anyone....I'm really trying to get my head around this but need to more concrete advise on how to start Please view the images below of my Egg Loan Agreement from 2005. Does anyone have any idea if these are enforceable? page 1 - Image - TinyPic - Free Image Hosting, Photo Sharing & Video Hosting page 2 - Image - TinyPic - Free Image Hosting, Photo Sharing & Video Hosting (please note: you might need to zoom in on your browser with these images) I really need to get back to them with a response (such as account in dispute etc) Can anyone help me get sta
  4. Hi, Now this thread has been moved to the Egg forum. Has anyone got any advise whether this is enforceable or not. Upon reading some other threads it looks like there is a strong case to say it isn't. Is there a particular letter I can send next ?? Cheers
  5. I took out a year long career development loan in 2004, as I couldnt get funding for my specialist course. I have been paying it back £85 a month since 2005 and will be continuing this until 2011! A lot of money to pay back! Anyone know if CDL's from this far back are enforceable and what action I can take if any? Thanks
  6. I've just asked for my original agrrement and this is what they sent back. Can anyone advise whether it is enforceable or not? I'm going numerous threatening phone calls now so I need to know what I should do next. Thanks. page 1 - Image - TinyPic - Free Image Hosting, Photo Sharing & Video Hosting page 2 - Image - TinyPic - Free Image Hosting, Photo Sharing & Video Hosting
  7. Please view the images below of this agreement? Does anyone have any idea if these are enforceable because they have started to chase me 4/5 times a day now. Any advice would be much appreciated!! page 1 - Image - TinyPic - Free Image Hosting, Photo Sharing & Video Hosting page 2 - Image - TinyPic - Free Image Hosting, Photo Sharing & Video Hosting thank you!
  8. Going to repost these soon!
  9. I did just send a thread but I'm not sure it was on the correct section. Can someone advise me what to do next I have recently recieved my original credit aggrement with EGG loans which I took out in 2005. my signature is on a seperate page to the other listing APR and monthly repayment amount. I can't seem to upload it but as it's not in the right format to be viewed. Can someone advise me whether this is enforceable? if it isn't which i think it might be what do I do next?
  10. Thanks Maroon - I'll get on the case with this. Thanks for the advice.
  11. Hi, I have recently been sent my original credit aggreeement that is attached. Can anyone tell me whether this is enforceable or not.......Either way. What do I do next?
  12. Hi everyone, I'm a current account holder with Halifax - I have and overdraft of £1250 which I'm always fully into by the end of the month. As expected, I've accrued a number of charges (each of £35) over the years and want to do something to get these back. However, I'm worried that if I try and claim them back they will cancel my overdraft etc etc Any advice on this? Can they legally do that? Also, I'm ready to leave halifax - want to go to first direct after some great reports about them. Does anyone know the best way to leave halifax and pay back an overdraft with them?
  13. Wow - thanks a lot for all your help! I love this website! Will get the letter sent off asap!!
  14. Recently I have asked for my original credit agreements for a loan and and credit card I took out almost 4/5 yrs ago. I have reason to believe that they are not correct. It's been over 2 weeks now and I haven't recieved anything. They are phoning my from 8 in the morning to 9 at night and threatening me with debt collection, bad credit, interest charges and saying the phone calls will continue. Any advise as it's starting to get on top of me....
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