Bugger, they turned up. There were 5 other people in and we all got the same result. They were all (including mine) stayed. B*****ks!!!

Cheers will do my best to get through but busy again this morning. Have read through all advice and hedgeys reply above, think i'm prepared enough. Hearing at 2pm. Wish me luck!!!:o

Could not get through to the courts on the phone but received a letter from them yesterday. 'The hearing of the defendant's application for the claim to be stayed will take place at...' (at what was supposed to be my full hearing) Does anyone know if this will mean i won't now get a full hearing and that it has now turned into a hearing about the stay?

Finally got the letter from Cobbetts with their stay application. Will be ringing the courts later today to make sure we're still on for wednesday.

tcook5 No it just means that it can't proceed any further with MCOL. Your case has to now be dealt with by post/phone etc...

Thanks Pete. Well a week to go now until my court date and no settlement offer has been made by Natwest yet. I think they're probably presuming that the stay has been agreed. Got a letter from the courts that my letter to have their defence thrown out as they have not sent supporting documents will be considered by the DJ at the hearing. Starting to p#* myself now:???: Can anyone offer any advice for the hearing. I've never been to one before and don't know what to expect. Any advice on preparation before hand etc... would be helpful Ad

My date at York County Court is coming up soon (19/09/2007) and i'm starting to get nervous. But thanks to everyone on this site for all the help and instructions I have been able to get this far. I think i'd have given up a long time a go without it so... THANKS:D ! So to let you know whats happened so far: I Got my court bundle together and handed in with plenty of time. Contacted the court and apparently Natwest applied for a Stay but it hasn't been allowed as they didn't send the payment, however, it will be included in the file for the judge. That being the case i'll be taking a letter to object against a Stay should it be requested. Case will still be going to court. Today was the last date for Natwest to supply me and the court with its own court bundle and neither of us have received it. So i've been down to the court and handed in a letter to ask for the defence to be thrown out as they have not complied with the courts directions of 29th July. They also asked if I will be attending the hearing (which i will) so i can only presume that all is still going ahead for the 19th. Any advice (and reassurance please) would be greatly appreciated Thanks in advance

Oops should have said this is York County Court!!

Natwest court date 19th September 2007. Natwest applied for a stay but did not send payment. Case carrying on as normal but stay request will be included in file for judge.

Yes it would have been Judge Wildsmith if it had gone to court.

Not sure who i've got. I've just moved house and haven't come across the box with the stuff in yet. Just had some excellent new though! EGG HAVE CAVED IN!!!!! Yes you are reading this correctly. Over the weekend I received a letter from them stating they are now willing to refund the full amount i'm claiming. They do not admit they agree with OFT. They have offered all the charges, interest and court costs! Yipee!!!!!!

I had the same kind of thing. No defence was shown as filed so I filed a judgement by default. Next thing I knew it was shown as rejected and when I telephoned the courts they said it had been received a while ago but just not put on the system. Could the courts be getting a back hander from egg to help with their delaying tactics? lol. I do think that there's something wrong somewhere though. Surely if the defence is not shown as filed then you'd be well within your rights to file for judgement!

Got my court date through. February 2007!!!

My deadline has just expired for Natwest to refund my money from LBA so ready to send off moneyclaim. May have to wait a while before I can issue this due to lack of funds at the moment (£120 court fee on this bad boy!). Just had a letter from Natwest stating they are not prepared to refund the charges. Has anyone else reached this verdict at this stage in the game?

Had the same offer you had of refunding £4 per charge. Sent my court allocation questionaire off this week. Just waiting to see what happens next. See my post 'Has anyone else had egg file a defence?'.