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About KMD

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  1. Thank you Cerberusalert. What kind of settlement do you think I should offer? re. I owe them 500 squid? Can I offer 100? lol
  2. Hi everyone. Have had a reply from Marshal Ward (Shop Direct) who are over their 12 days. Letter Ref: CCA8 Catalogue Brand: Marshall ward Date: 21/08/2009 Account Number ******** Dear KMD We refer to a recent request for a copy of your agreement. Unfortunatley we are unable to locate a cop of an executed agreement, but for your information we enclose a coipy of the current agreement which applied to this type of account. This version includes all contractual variations which have taken place. According to our records was opened on 18/03/2110. You agreed to
  3. An interesting read GodMother. Thank you for that. Did you ever manage to get the defaults removed from your file?
  4. Thank you very much. I will keep you updated if I hear anything else. Thanks so much again KMD
  5. Thank you so much. Can they or will they take me to court? Also, I havent heard a dickybird from Marshall Ward... And they had until the 15th September too.
  6. Ok thanks Cerberusalert, so do I just ignore them now or send another letter? Godmother, can I have the link to your Vertbaudet thread as I can find it. KMD
  7. Hi guys. I havent been on for a little while and i see all these posts! WOW lol. Thank you. I have indeed had a reply from RedCats. And now I am scared... This is what they have sent me. RE VERTBAUDET Thank you for your letter dated 10th September 2009 regarding your account. We have checked your account records and we do not hold your signed credit agreement on file. A standard credit agreement will have been sent to you for signature when you opened your account in accordance with our standard process at the time. It may be that you signed the credit agreement but you d
  8. Hi. Just to let you all know, I havent heard anything yet. They have until this Tuesday. What do I do if they dont send me anything? Kind regards KMD
  9. Ok. Thanks C. I'll keep you updated.
  10. I did send it to Droyds (they are demanding payment) but the reply was from redcats. Whats that all about? Are they the same company?
  11. Do i now send it to droyds or redcats?
  12. Thank you very much C. Yes it has NO signature. And they STILL expect me to pay up?
  13. Hiya. Recieved a letter today. This is what they sent. Is this unenforceble ?? http://img522.imageshack.us/i/ccacoveringletter.jpg/ Imageshack - ccan Many thanks Kim.
  14. Ok great. So untill the 15th Setember then.......
  15. Just to let you know, I cca'd them on the 28th August. How long do i need to wait now? Also is attached the letter i sent. Also sent a £1 postal cheque. ----------------------------------------------------------------------------------------------------- Date 23/08/2009 Dear Sir/Madam Re:- Account ***-***-*** This letter is a formal request pursuant to s.78(1) of the Consumer Credit Act 1974. I require you to provide me with a true copy of the credit agreement relating to the above account, together with any other documentation the Act requires you to provid
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