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chancerylawyer

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About chancerylawyer

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  1. You never know. They may not take you to court. But, I would at least try sending them a letter!
  2. Have a look at the document posted above by cerberusalert as it has some interesting information about the lack of a cancelation clause. Maybe you could take a punt on that ground via a letter? It doesn't hurt to try!
  3. Hey Wiosna! I can’t see there being a problem and it is not a legal issue. But, I would suggest that the agents will not pass on your address to the landlord and it may be stipulated in the agreement between yourself and him that you provide an address when you leave so that he can trace you in the event of any problems with the property. However, I would advise that you simply leave your number with the agents for the landlord and say you will pop in for the cheque when they have drawn it. Hope that helps.
  4. Hey Matt, I think that this agreement is enforceable pursuant to the Consumer Credit Act 1974 as a regulated agreement between two parties. It does say, however, that the contract should be read in relation to another document and you should read this to see if there are any interesting clauses when considering if the contract is enforceable or not. You will probably know that contracts like this are rather formulaic and aren’t done through they tried and tested means by which the bank attempts to remove any possibility of the contract being unenforceable. You are right, however
  5. Hello Welshie, It sounds absolutely terrible how you have been treated by your university. I am not aware of any university in the United Kingdom that has a statute in it’s association documents that would take a student out of the university on the grounds that you have described. Indeed, most universities are willing to move heaven and earth to keep you on a course. It appears that the university believed that you had given up on the course when you have not. Did you take any action to remedy this situation? Also, it appears that you have been very badly treated by tutor who
  6. The first thing to remember about the assigning of debts is that the Law of Property Act is applicable in the circumstances. However, that the common law, a debt collection company has every right to take an action against you either as an agent of the creditor or as the legal owner of the debt following a notice or deed of assignment. I wasn’t sure from your post if you are saying that the debt that they are claiming as falling against you actually does? Or, if you are contesting it? If you are contesting the debt, then you should inform this company immediately of the fact that you are
  7. Hello duaplex, The first thing to remember about student loans is that there are two types: The first came into being between 1990 and August 1998. This type of loan (commonly known as a 'mortgage style' loan) was payable as soon as the studies ended by Direct Debit. The second type of loan was from September 1998 until the present and is called the 'income contingent loan.' This is the loan that you have. Pursuant to the Higher Education Act 2004, you have a responsibility to repay this loan and to inform them that you are working, even if you move abroad. You will not have a C
  8. Hello Simple321 Sorry to hear that you have been having trouble with the Student Loans Company (‘SLC’). I assume that you have a "mortgage style" loan, which was repayable by Direct Debit, and not through the taxation system. These, in a way, while the worst type of student loan on account of the fact that they allow the payor to fall into arrears in respect of the debt. You have done the right thing by offering the SLC an offer of repayment regarding the arrears. Has the SLC accepted this offer or are they demanding more? Or, are they simply ignoring your offer of repayment? A
  9. Hello! I hear you indeed. My student loan seems to be the only debt that it feels like I will never be able to pay off! I'm sorry to hear that you didn't manage to finish your course and now you are on benefits. Hopefully, you will end up getting a job at some point in the future. The first thing to remember about student loans is that there are two types: The first came into being between 1990 and August 1998. This type of loan (commonly known as a 'mortgage style' loan) was payable as soon as the studies ended by Direct Debit. The second type of loan was from September 1998 until
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