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wilfbond

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About wilfbond

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  1. I have a Lloyds TSB Credit card debt of £8,000 and have been paying £105 by DD every month without fail. Whilst I was under the re- payment plan interest was frozen and I noticed that the debt had been going down nicely. However last month I noticed that interest had been re- instated and the £105 had made no impact on the debt, infact it had started to rise again. I phoned LSTB CC and asked them to re- instate the repayment plan and they asked me what my income was to which I replied I had no income, but my wife who works full time gives me the money to pay the £105 each month.They aske
  2. This is my first post and I would like some advice on a CCA and wether its enforceable. I asked for a copy the original agreement which the bank sent at ligntening speed. My question is this, although the agreement seems to have all necessary information regarding the loan (apr, repayment period , signature etc...) it does not contain any details with regard to the overdraft that they have now instituted as a result of me not having made any repayments due to lack of income and ill health. I did not want a Bank account with them in the first place and CERTAINLY didnt want another overdarf
  3. Thanks for the advice Scott - Here's the links Image - TinyPic - Free Image Hosting, Photo Sharing & Video Hosting Image - TinyPic - Free Image Hosting, Photo Sharing & Video Hosting
  4. As requested - a copy of my CCA - The other thing they sent me was just a form with all my personal details for their records Thanks.
  5. Hi everyone, This is my first post and I would like some advice on a CCA and wether its enforceable. I asked for a copy the original agreement which the bank sent at ligntening speed. My question is this, although the agreement seems to have all necessary information regarding the loan (apr, repayment period , signature etc...) it does not contain any details with regard to the overdraft that they have now instituted as a result of me not having made any repayments due to lack of income and ill health. I did not want a Bank account with them in the first place and CERTA
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