UPDATE T Mobile have removed by default - it certainly pays to keep harassing them with letters!

Ok will do that - but i suspect they will just tell me that i have to pay - its not their fault etc etc. I dont really care about the money i just want the default gone. What do you reckon my chances are? Should i phone and beg or write - I havent sent them a letter yet?

Im pretty sure i did - but i cant find copies of the letters which is really strange - i keep everything! Will have good search

Hi everyone I have been applying for a mortgage and been credit checked - it was refused so i obtained a copy of my experian report. It shows that T Mobile have placed a default on my account for the sake of £10.00. About 18 months ago my contract was coming to an end and i received some texts that were not requested and not authorised - it was a fraudulent Co that had got hold of my details. I contacted T Mobile and told them i was not paying and that this money had been obtained fraudulently - i had lots and lots of conversations with them and all they would do was tell me to contact the Co and take it up with them. Of course this Co wouldnt even speak to me let alone refund the money. I received a letter from a debt collector but didnt keep a copy - i phoned them and told them to take me to Court because i wasnt paying it. I never heard anything else. I have just written to them to ask them to remove it but what should i do if they refuse. I cant believe that they have buggered up my credit rating for a tenner. Im so cross. Any ideas anyone - Im prepared to take it to Court if need be but need some help as to what to do next Thanks Racmac

Hi everyone I have been applying for a mortgage and been credit checked - it was refused so i obtained a copy of my experian report. It shows that T Mobile have placed a default on my account for the sake of £10.00. About 18 months ago my contract was coming to an end and i received some texts that were not requested and not authorised - it was a fraudulent Co that had got hold of my details. I contacted T Mobile and told them i was not paying and that this money had been obtained fraudulently - i had lots and lots of conversations with them and all they would do was tell me to contact the Co and take it up with them. Of course this Co wouldnt even speak to me let alone refund the money. I received a letter from a debt collector but didnt keep a copy - i phoned them and told them to take me to Court because i wasnt paying it. I never heard anything else. I have just written to them to ask them to remove it but what should i do if they refuse. I cant believe that they have buggered up my credit rating for a tenner. Im so cross. Any ideas anyone - Im prepared to take it to Court if need be but need some help as to what to do next Thanks Racmac