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wetnose

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About wetnose

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  1. Hi DX Yep it is a Reduced Payment Plan - sorry to be appear so stupid but I have never owed money on my credit card before so I am guessing I can stick to my guns and pay £150 per month and if they are so inclined to take me to court I can only hope that the judge will laugh as you suggest - thanks again for your help it is very much appreciated - I panicked a little as somebody told me they could put a charge against my property in the UK ....... thats why I thought I would get onto a site where somebody could offer helpful advice - thanxs again
  2. Dear DX Many thanks for your speedy response........but you guessed it another question............. they want proof of my outgoings etc. etc. and I have to provide this in order to be considered for a RPA how do I comply with this request without giving any financial details? Any advice or suggestions would be greatly appreciated thanxs buckets:confused: I am willing to pay all the money back but just need a little more time
  3. Dear DX Many thanks for your speedy response........but you guessed it another question............. they want proof of my outgoings etc. etc. and I have to provide this in order to be considered for a RPA how do I comply with this request without giving any financial details? Any advice or suggestions would be greatly appreciated thanxs buckets:-?
  4. Hi Guys, wondering if you can help - as you will tell I am new to this site.......... To cut a long story short I moved to Australia last year rented my house out in the UK and have spent the last 8 months evicting my tenant for non payment of rent. In the meantime, I have ramped up a bill on my AMEX Credit Card who I have spoke to them this evening who were less then helpful even after I offered to pay them (via direct debit) £30 per month less than the minimum payment per month plus interim payments as and when I am able to until the debt is cleared. Ok ok I know they are peeved that they are not getting the amount of money they want every month but they have started talking about an RPA and if I am legible for one as they will not accept a reduced monthly amount. I am not too sure what this means as I could not get a word in edgeways as they kept harping on about ongoing cooperation. Even though it is a UK card I am living in Australia and they want to know my Ozzy outgoings which is going to be difficult to prove as the bank account is in my hubbies name - if anybody could give me any advice I would be grateful - thanks in advance
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