granthar
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Attempt at getting defaults removed
granthar replied to ellielou's topic in Data Protection and Default Issues
"A default should not be used as I had responded satisfactorily to requests to bring payments up to date." This is an interesting point, if they issued a default and subsequently agreed to accept lower payments wouldn't they be breaching the banking code? namely para 13.6 point 3? Para 13.6 of the banking code states very clearly the conditions which must exist before personal data will be passed to the Credit Reference Agencies under the contractual permission to share data with third parties:- You must be behind with your payments The debt must not be in dispute The bank must have given you a formal demand with reasonable time to respond Your response must be unacceptable to the bank Has anyone tried this approach? -
I bought a camera lens 10 moths ago from Hong Kong, it came with a years international warranty. Received it and paid duty at Parcelforce depot. It has just gone wrong and the UK arm of the manufacturer says I have to prove I have paid the duty otherwise they won't repair it under warranty. Parcelforce said they can't help unless I have the original tracking number Customs and Excise couldn't help either Any ideas?
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see the following link about removing a default notice Remove Default Notices on a Credit File - We show you how It is a long process, however a lot less than six years
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