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About Ironroadman

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  1. Just thought I'd let you know what happened at the hearing: - The Judge was totally and utterly bias, and offered no help whatsoever. The claimants sent a barrister who spoke to me before the hearing and obviously thought I had a case, and was hedging her bets. However the Judge obviously had made his mind up before hand. A hearing listed for 2 Hours lasted all of 10 minutes, I don't think he had even read my witness statement, his take was, I hear these cases every day, you had the money, they have produced the agreement, thats it! I sa
  2. I have sent in my witness statement. Do you think I should apply to submit an amended Defence, as obviiously now my original Defence does not cover the documents that are now the important issue? IRM
  3. OK thanks Andy. So should I send a witness statement in anyway as tomorrow is the deadline?
  4. No just says deliver copies of all documents to other party and court (including any expert's report)
  5. It says on the Notice of Allocation, "Each party shall deliver to every other party and to the court office, copies of all documents (including any experts' report) on which he intends to rely at the hearing no later than 28 days before the hearing". So I don't need all this then? or should I just alter it as a witness statement? Do I need to submit an amended defence? IRM
  6. This is my Witness Statement. It's quite long! See what you think IRM WITNESS STATEMENT 1. I Ironroadman , am the Defendant in this action. I am a Litigant in Person and make the following statement as my witness statement in support of my defence to the claim made by Aktive Kapital Portfolio. 2. Except where otherwise mentioned in this defence, I neither admit nor deny any allegation made in the Claimant’s Particulars of Claim and put the Claimant to strict proof thereof. 3. The Defendant is embarrassed in pleading to the Particulars of Claim as it stands at present inte
  7. Many thanks. I'll get that done and post it up. Perhaps someone would be so kind as to just have a look at it before I send it off. IRM
  8. Sorry, don't quite understand. So do I mention the deficiencies and quote the relevant CCA sections in my statement? IRM
  9. UPDATE: A hearing date has been set for 12th June. I did apply for mediation through the mediation service, and have given numerous dates of availability, but last time I checked the other party had not been in contact with them, so I assume they want to press ahead, as they have paid the hearing fee. I have to now submit my documents to the court and the other party on which I rely. This is pretty urgent now as I have to submit by 13th May. I would appreciate any help as how best to word this. Do I now submit my amended defence? i.e. deficient agreement etc, PPI and charges etc. IRM
  10. Ok many thanks Andy, so I guess I wait to see their next move? I have also noticed something else about the claim form that I don't want to put on here, prying eyes etc., that may or may not be an issue for them. IRM
  11. Sorry, did I refer to what? The Agreement you mean? (My defence is at 53 of this thread). IRM
  12. Thanks Andy. Yes I struggled to read it even with a magnifying glass! It does appear as though the terms are separate, if indeed they were there. How do you think I should reply to their letter? IRM
  13. I sent a separate CCA request to AK and a CPR 31.14 to their Sols. IRM
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