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sophinoey

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About sophinoey

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  1. No those were the only charges made to my account. It seems odd they all came at a similar time.
  2. I saw on the screen it was August 2008. I will write a letter to my bank manager to confirm and will add in the note that you were kind enough to post. Many thanks!
  3. When I queried this at the bank.... they said that all those charges do apply and that it was just the interest that didn't...... I know that my bank became a student account in Aug 2008.
  4. Apparently it was changed to a student/grad account and that the lady on the phone got it wrong....?! I kept asking my branch why the lady on the phone told me it was not a student account.... they just said 'it must have been an error'
  5. Hiya! Just a follow up post..... I spoke to my branch and they said that the charges were all justified and that my account was a student/graduate one. They said I wasn't entitled to any refund...... I am very confused as have had some advice from Natwest via the phone saying that I could claim back some fo the charges and interest, and they also said I didn't have a student acc! Very strange.....Finding it hard to understand what they are saying to me now as it is all in bankers lingo/jargon! Any help would be appreciated.
  6. Many thanks. I have just spoken with the bank and they have informed me that my account was never changed to student/graduate. She therefore advised me to speak to my local branch about refunding the bank charges. I can't believe i hadn't noticed the status of my account before! Thanks for all your help!
  7. Thanks for that reply, I am going to give them a ring on Monday. Just a quick question, I have just graduated ie/ 2 weeks ago, but do not have current employment until Spet [teaching]. Is it possible they have changed the status of my account? Also, if I have had charges earlier on during the year to similar effect, can I claim back on them? Many thanks
  8. Sorry I do have that...... I have had it for 1 year.
  9. Hey! I have a student account [postgrad] and I have just been killed constantly with charges all year...... this last lot was the final straw! Can they do this to me? Can I claim any back? Are they legal? I have NO knowlegde on banks, charges etc......... and need a little help! Thanks for all your time and help. My statement is below. My arranged overdraft is £2k 24 Jul 2009 INT 05JUL A/C xxxxx - 26.21 -£2,016.20 24 Jul 2009 CHG 03JUL A/C xxxxx - 28.00 -£2,044.20 24 Jul 2009 CHG UNPAID ITEM FEE , 03JUL A/C xxxxx - 38.00 -£2,082.20 24 Jul 2009 CHG GTEE CA
  10. Hey! I have a student account [postgrad] and I have just been killed constantly with charges all year...... this last lot was the final straw! Can they do this to me? Can I claim any back? Are they legal? I have NO knowlegde on banks, charges etc......... and need a little help! Thanks for all your time and help. My statement is below. My arranged overdraft is £2k 24 Jul 2009 INT 05JUL A/C xxxxx - 26.21 -£2,016.20 24 Jul 2009 CHG 03JUL A/C xxxxx - 28.00 -£2,044.20 24 Jul 2009 CHG UNPAID ITEM FEE , 03JUL A/C xxxxx - 38.00 -£2,082.20 24 Jul 2009 CH
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