This may seem like old hat but maybe soneone could advise - and maybe it is just me not being clever enough to read all the details and understand. I have reached the end of a 2 year fixed rate mortgage deal looking to avoid any early redemptions charges and wanting to move mortgage provider. The early redemption applies up to 2 years and 2 months with up to £14k in charges - so thought I wait until 2 years and 2 months and 1 day. However, on reading further there is a further clause that says that between 2 years 2 months and 23 years, an early redemtion will apply to the amount of 1 months interest at £1,558.30 - this based on the prevailing rates at the time. This is in effect an early redemption cluase for the lifetime of the actual mortgage! Can I challenge this as being "unfair" or under any other grounds?