Hi and thanks for the reply Buzby, i live in England and i am going to see a solicitor on Monday morning. The person who took out the initial finance is also on the summons and as stated earlier he has quite a large debt with the finance company and i dont see why they cant bill him as i bought in good faith and he should have reported to the finance co when he never had the cars or reported them stolen?? Thats if he wernt in on it!!!! Worst comes to worst i shall have to give the cars up but i dont want to be paying for the value the vehicles have lost while in my possession or any damages and interest while they have been in my possession. Do you think they will pursue these as on the front page of the claim it says 'return of goods', '£100' cost and '£150 solicitors fees'. But later in the claim pages it says 'return of the vehicles' or alternatively the 1.cost of them 2.value lost while in possession 3. damages 4.interest. Also the reason i didnt reply to the initial letters was as i dont live at the adress the letters have been going to. Thanks

Hi and thankyou for the response. I purchased 2 vehicles but approximately a few months apart from the same chap. The first vehicle was advertised on the road side and the second i called the chap for as he said he was a trader and would find me a car, which was for my brother. I paid cash and do not know if this would be traceable as i tend to not use banks much (was 3 years ago so cant really remember). The cars were both sold at normal value at that time and the reason registered at different address was i was living at 1 (friends) and then moved to the other when bought the second car. I dont know how to scan, can i take a picture and send via email. Please any help would be appreciated. Do you think they would take cars back and charge interest and damages??? The charge on the front states 'goods to be returned' and £150 court cost and £100 solicitors cost. But later in the papers it states i am to return goods or alternatively pay for them plus damages, value lost and conversion. Did i mention that the first owner is also included in the summons! Thanks

Hi all this is my first time on the forum and i am looking for some advice. About 3 years ago i purchased privately 2 cars. I never hpi'd the cars as the chap showed me hpi certificates for them but never gave them to me and said they were hpi clear!!!! The cars were bought with cash and registered in my name but at 2 different addresses, 1 my own and the other a friends whom i stayed with for only a short period of 2 weeks. I have driven the cars for the 3 years with little problems and earlier this year recieved a letter from a solicitor to my friends house, not mine, informing that they are under a lease purchase agreement from the previous owner and giving me a questionnaire to complete about how the cars were purchased, when, where etc....to help them with their investigation. I never replied to this and was shocked about the situation thinking it would go away as the letters came to my friends home. I was then sent a further letter stating that they would apply to the court if the cars were not returned by a certain date and damages, interest, cost would then be charged. They did say that if i replied they may look at the situation again and not issue proceedings and may come to a suitable dispute solution. I again ignored this! I have now been issued a county court summons detailing that i must 'return the goods' or alternatively pay the estimated costs of them with the amount the cars have lost in value since my possession of them, and that they reserve the right to charge interest and damages for conversion of the cars from previous owner to mine. It appears the initial owner that first purchased the vehicles, purchased a total of nine cars for which only 2 payments were made and most have since been recovered by the company and sold on for them to get their money back. I do not know what to do as i have paid hard earned cash for them and do not want to lose out, Worst comes to worst i shall return them to the company but am afraid they charge me extra costs as they have outlined in the papers, such s damages, conversion etc... I bought the cars in good faith and the summons has been sent to my friends addrss. Should i leave it and hope they dont put a ccj in my name as they dont have my date of birth, address etc... They traced me through DVLA and have only sent letters to myfriends address and not mine where the other car is registered. What are my chances of keeping the cars as they are under a 'lease purchase agreement' nad the previous owner is being asked for amounts of almost £170k for all the cars and i am being asked for it says, the return of goods or alternatively the value of them plus damages, costs conversion, interest totalling about £15k! Im scared they may ask for all cost if i return them also as they did say in previous letter they may consider such cost once cars are returned. Please HELP!!!!!!!!!!!!!

Hi whats subbing thanks?

Hi all this is my first time on the forum and i am looking for some advice. About 3 years ago i purchased privately 2 cars. I never hpi'd the cars as the chap showed me hpi certificates for them but never gave them to me and said they were hpi clear!!!! The cars were bought with cash and registered in my name but at 2 different addresses, 1 my own and the other a friends whom i stayed with for only a short period of 2 weeks. I have driven the cars for the 3 years with little problems and earlier this year recieved a letter from a solicitor to my friends house, not mine, informing that they are under a lease purchase agreement from the previous owner and giving me a questionnaire to complete about how the cars were purchased, when, where etc....to help them with their investigation. I never replied to this and was shocked about the situation thinking it would go away as the letters came to my friends home. I was then sent a further letter stating that they would apply to the court if the cars were not returned by a certain date and damages, interest, cost would then be charged. They did say that if i replied they may look at the situation again and not issue proceedings and may come to a suitable dispute solution. I again ignored this! I have now been issued a county court summons detailing that i must 'return the goods' or alternatively pay the estimated costs of them with the amount the cars have lost in value since my possession of them, and that they reserve the right to charge interest and damages for conversion of the cars from previous owner to mine. It appears the initial owner that first purchased the vehicles, purchased a total of nine cars for which only 2 payments were made and most have since been recovered by the company and sold on for them to get their money back. I do not know what to do as i have paid hard earned cash for them and do not want to lose out, Worst comes to worst i shall return them to the company but am afraid they charge me extra costs as they have outlined in the papers, such s damages, conversion etc... I bought the cars in good faith and the summons has been sent to my friends addrss. Should i leave it and hope they dont put a ccj in my name as they dont have my date of birth, address etc... They traced me through DVLA and have only sent letters to myfriends address and not mine where the other car is registered. What are my chances of keeping the cars as they are under a 'lease purchase agreement' nad the previous owner is being asked for amounts of almost £170k for all the cars and i am being asked for it says, the return of goods or alternatively the value of them plus damages, costs conversion, interest totalling about £15k! Im scared they may ask for all cost if i return them also as they did say in previous letter they may consider such cost once cars are returned. Please HELP!!!!!!!!!!!!!!!