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About chilover

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  1. Thanks have now settled am awaiting a letter to confirm everything
  2. Hi all, Can anyone help me out here. We (my husband and I ) have had a letter from credit management company Apex for Full and final settlement of loan we had with Clydesdale bank when my husband was made redundant (company in hands of receivers) 5 years ago we made arrangements to pay at 20pounds per month which is all we could afford a year or so latter a company called Jeremy Sutcliffe took over the debt and we had to pay 30pounds a month to them by standing order, this year Apex took it over and now we have got to the stage where we have this offer of 6.5K to clear debt of 11.463K w
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