I have a couple of questions regarding late payment of council tax and liability orders.
I've made a real mess of paying my council tax this year. No excuses really - I've just been rather disorganised lately. And now I'm paying for it!
I'm ashamed to say that I ignored Tower Hamlets initial council tax bill back in March, and then I also ignored the reminder they sent me at the end of April.
However when the court summons came through the letterbox, mid May, I paid my council tax in full (£796.90). But I didn't pay the additional 'costs' of £75, assuming that as I had paid all my council tax - a full two weeks before the scheduled court date - then the costs would be waived. Big mistake!
A few days after the court date I got a liability order 'for not paying your council tax'. The bill was for £95 (I guess that's the original £75 'costs', plus £20 further costs). However I ignored it - at the time I thought it was a mistake as I had paid my council tax in full.
Then there was nothing for a few weeks. I thought that Tower Hamlets had maybe realised their error and given up on chasing me. (Doh!)
So this morning I get a hardcore threatening letter from some bailiffs called Rundle and Co. The letter spooked me, so I went online and gave them what they were asking - £137.50. I have no idea what it's for, but I guess £95 of it gets divvied up between the court and Tower Hamlets, and the rest of it - £42.50 - is what the bailiffs charge for sending a letter.
A few questions:
1. I had it coming, didn't I?
2. They're all entitled to their money, right?
3. What kind of black marks do I now have against my name (re. credit ratings etc.)?
Many thanks for any info. This has ruined my weekend, but I've probably only got myself to blame.