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About deck54321

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  1. Can somebody please advise as to the following as a CC defence. -------------------------------------------------------------------------------------------------------------------------- I have requested in writing for disclosure pursuant to CPR 31.14. The claimant received this request on 14/06/13 and has to date failed to comply with this request. I have requested in writing that I be supplied with a true copy of the credit agreement. The claimant received this request on 14/06/13. The claimant has to date failed to supply the requested agreement. As I do not have the details
  2. no response to either CPR or CCA. will be filing my defence and request to have the proceedings struck out. No luck with any legal wording/advice so far....
  3. Thus far no response to the CPR or CCA. How should I approach the County Court defense, which is due.
  4. presumably the HFC SAR will not form part of the County Court defence as they could take up to 40 days to reply?
  5. Will do. Are the other two correct letters and I'm guessing that HFC will only be able to work based on my address.
  6. Do I need to get the CCA (as below) to Arrow also? --------------------------------------------------------------------------------------------------- Dear Sir/Madam Re:− TBI Financial, Account number This letter is a formal request pursuant to s.77/78of the Consumer Credit Act 1974. I require you to provide me with a true copyof the credit agreement relating to the above account, together with any otherdocumentation the Act requires you to provide. I expect you to comply fully and properly with thisrequest, within the statutory time limit. You are reminded that sho
  7. CPR (as below) to Arrow Re: Bank -v- ME Case No. blah blah blah CPR31.14 Request On I received the Claim Form in this case issued by you out of theNorthampton County Court. I confirm having returned my acknowledgement of service to the court, in whichI indicate my intention to contest all of your claim. Please treat this letter as my request made under CPR 31.14 for the disclosureand the production of a verified and legible copy of each of the followingdocument mentioned in your Particulars of Claim: 1The agreement. You will appreciate that in an ordinary case a
  8. So thats SAR as below to HFC but Dont have an account number. -------------------------------------------------------------------------------- SAR --------------------------------------------------------------------------------------------------------------------------- Dear Sir/Madam ACCOUNT/REF NUMBER: xxxxxxxxx (or multiple numbers if more than one account) Please supply me with copies of all the data which you hold on me in relation to any matter and in any form and for any period of time. Please note that I require disclosure of any personal data which you hold o
  9. Claim acknowledged - defend all. Attached the claim form as requested. Don't have any paperwork !!!. There is no current entry on CRA. Original debt was a default on CRA but auto removed after 6 years.[ATTACH=CONFIG]44423[/ATTACH]
  10. I need some advice. I received a county court form for a very old HFC debt. I have been paying on and off for at least 10 years to various collection agencies (£10 / month). I have been pretty lazy in sorting this out but I received last week a county court letter (N1CPC). The claimant is Arrow Global, the particulars name TBI financial. The original loan was so long ago I cant even remember exactly how much it was for (I think it was 2K). They are claiming I owe £4300. Can somebody advise my best course of action.
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