mnayyar
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Hi I have been reading GimmeMoneys case and have a few questions- i'm not sure if you have managed to resolve this as you have not provided a recent update but I ma interested to know whether they had included the info that the site team member indicated was required e.g no of repayments, amount, frequency and timing of repayment etc and whether you eventually managed to successfully write off thedebt. I am also considering doing the same and have a few questions - I have managed to obtain the template letter to send to the company but wanted a little bit of advice regarding what happens after this. I have done something similar with bank charges and found a lot more advice on how to handle responses. I have several questions including: Once I have sent the letter, what should I do if the they have no CCA? Should I stop paying, but if so will they take me to court? If I stop paying and they don;t take me to court, how will this appear on my experion credit report- will it appear assettled or defaulted? If they do threaten to take me to court, what should I do then? I could not find any further letters and whilst I do want to do and avoid paying high fees to solicitirs, I am slightly concerned that with very limited legal knowledge, I am taking on more than I can handle. Any advice from an expert or anyone who has done this before would be greatly appreciated. Thanks
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Hi I am new to this site and am considering trying to write off my credit card debt. I have managed to obtain the template letter to send to the company but wanted a little bit of adviceregarding what happens after this. I have done something similar with bank charges and found a lot more advice on how to handle responses. I have several questions including: Once I have sent the letter, what should I do if the they have no CCA? Should I stop paying, but if so will they take me to court? If I stop paying and they don;t take me to court, how will this appear on my experion credit report- will it appear assettled or defaulted? If they do threaten to take me to court, what should I do then? I could not find any further letters and whilst I do want to do and avoid paying high fees to solicitirs, I am slightly concerned that with very limited legal knowledge, I am taking on more than I can handle. Any advice from an expert or anyone who has done this before would be greatly appreciated. Thanks
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Hi I am new to this site and am considering trying to write off my credit card debt. I have managed to obtain the template letter to send to the company but wanted a little bit of adviceregarding what happens after this. I have done something similar with bank charges and found a lot more advice on how to handle responses. I have several questions including: Once I have sent the letter, what should I do if the they have no CCA? Should I stop paying, but if so will they take me to court? If I stop paying and they don;t take me to court, how will this appear on my experion credit report- will it appear assettled or defaulted? If they do threaten to take me to court, what should I do then? I could not find any further letters and whilst I do want to do and avoid paying high fees to solicitirs, I am slightly concerned that with very limited legal knowledge, I am taking on more than I can handle. Also I have been reading your case abut them sending the application- if this is a case of them scanning and changing docs- is there anything that can be done to fight against this. Any advice from an expert or anyone who has done this before would be greatly appreciated. Thanks
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Hi I am new to this site and am considering trying to write off my credit card debt. I have managed to obtain the template letter to send to the company but wanted a little bit of adviceregarding what happens after this. I have done something similar with bank charges and found a lot more advice on how to handle responses. I have several questions including: Once I have sent the letter, what should I do if the they have no CCA? Should I stop paying, but if so will they take me to court? If I stop paying and they don;t take me to court, how will this appear on my experion credit report- will it appear assettled or defaulted? If they do threaten to take me to court, what should I do then? I could not find any further letters and whilst I do want to do and avoid paying high fees to solicitirs, I am slightly concerned that with very limited legal knowledge, I am taking on more than I can handle. Any advice from an expert or anyone who has done this before would be greatly appreciated. Thanks
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