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snowy101 last won the day on June 18 2013

snowy101 had the most liked content!


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  1. Thanks for all the reply's. The letter came from Belfast but the return envelope is FAO the local job centre manager . I wont be giving them any details of my current employment as it`s none of their business , they have provided no information, just assumptions & threats so I will take Lapsed advice. It annoys me greatly I have to devote time to this nonsense & will also add that any further correspondence will be dealt with via my solicitor . I will of course pick a solicitor in Ireland where I shall be working & see what transpires .
  2. Hi all , I have received a letter form the job centre saying they have information I was working while claiming unemployment & benefits. They want me to give them wage slips pertaining to this " employment" , the only problem is I don`t have any wage slips as I was not working while claiming benefits . I was unemployed after redundancy , found a job & signed off & everything was normal but now this. I have absolutely no idea what is going on , I had a bad time with the job centre & became a pain to them when insisting on my rights regarding job search etc. etc. refusing them access & generally holding them to the letter of the law after reading advice on here, it definitely marked me out & I had some problems with the staff . I was very glad to see the back of the JC , I will be working abroad for 6 weeks very soon & would like this cleared up . The letter [ imho ] reads like I am guilty , informing me that I have 14 days to reply & a decision will be made . I have no idea what this is about but I need advice on how to reply & how to proceed . Thanks in advance Snowy
  3. Thanks again Silverfox , is there a template for the SAR available on here ? .
  4. Many thanks for the reply Silverfox1961, much appreciated. Just one more question if i may , do we send it to a specific person or department or just to the HA . Thanks Snowy .
  5. Sorry if this is in the wrong section . I would like to send a subject access request to a housing association but i am not sure on how to proceed. We think there has been some major mistakes [ deliberate ] in procedure in dealing with complaints & we feel that there is cover up being covered up . Who do we SAR What legally can can we request , we would really like internal cross department communications if possible but all data held on this case is our aim. Apologies if this sounds stupid but we really have no idea on the SAR procedure & how to obtain all information & data that pertains to us . Thanks in advance Snowy .
  6. Just seen this, Matt gave me some good advice on sick leave while on JSA good while back delighted for you Matt, hope you enjoy your new job & a brighter future.
  7. Thanks Boo, apparently they have not been able to identify me so can`t provide me with a report. I have lived at my present address for 8 yrs, they had my debt card details & phone number , TBH i`m not interested in my credit rating as i will never have any form of credit again. I hope this doesn`t sound rude , it is not meant to. I have at last got the CCA letters printed off for the OC & Carter . Can i write anything on the postal order to prevent any underhand attempts at using it as a payment.
  8. I don`t know , i have never checked it. I am not being rude to your question but i have not had credit in any way shape or form since this Vanquis card. & a few other problems i had around that time. I live without it now & have never bothered to check the CRA because i knew it would be trashed. I do have a strong suspicion it is SB but i can`t be 100% certain. Hopefully when i eventually work out how to get this CCA request sent off it will give me a better idea.
  9. The issue is i have no idea what i am doing , i am not good at this stuff. I simply don`t have a clue . I have saved it countless times but it comes up as a set of squiggles & is unreadable.
  10. Sorry for the delay in getting back. The OC is Vanquis , i am having problems with the template CCA letter. I cant download & save on a USB to print off, any suggestions. The debt is so old we had completely forgotten about it, i think it is SB but we can`t be 100% sure. We have heard nothing for years & then on Friday we got a letter from Carter.
  11. Hi, i have received a letter from B. Carter informing me they are going to court in 14 days for a Credit card debt, the debt is or very very near SB. Can i ask advice on how to proceed with this please. Many thanks.
  12. I have received the exact same threat from Carter this morning. I will follow the advice given on here. Is Carter likely to issue a claim in court before the 14 days are up & we have had a chance to CCA the debt collectors?, mine is SB [ i think] .
  13. Yes Bankfodder, they have sent me a free post label to print off & return the broken headphones within 30 days, i will use the incoming packaging too:wink:. Thanks for your help .
  14. UPDATE. I contacted Amazon on the link provided by Bankfodder & they are sending out a new set of headphones to arrive on Wednesday, that is excellent & speedy customer service . Well done Amazon .
  15. Hi, i paid via my debit card, i have never returned anything before . I will use the link provided & see how i get on. Thanks for the reply's & advice.
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