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lulu22

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About lulu22

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  1. hi i am getting very confussed can someone send me the link to the cca request and should i send this to experto first
  2. oh and what does LMAO stand for please
  3. can i ask shall i send a cca to global or experto credita [ the company they say they are working for] and if it is experto credita does anyone know the addrees and or department please
  4. thanks.i am only asking because i am useless with computers and i dont even have a printer
  5. Hi thank you fro all your replys.Can i ask can i hand write the letters i send to debt collecters
  6. Hi, thank you for your reply,because i dont have an address for the original debt they have just put a name and ref number [i have never heard of the company i am supposed to owe the money to but of course the original debt could have been sold on by now]would it be better to send the other letting to the debt collection agency as they say they are acting on their behalf .Not sure what the name of it is called but it is the one that says you dont know what debt they are talking about.Many thanks
  7. Hi, not sure were i should ask this question.I have received a letter today from global debt recovery dont know if anyone has had dealings with this company , but they are requesting i send them over £2000 for i debt with just a ref number.I phoned the company today but as i would not confirm who i was i just gave them the ref number they refused to tell me so i put the phone down.Can some one tell me what i need to do know foe them to prove i oue the debt as i did have debts in the past but at the time i wrote a prove it letter to the companys and they just went away without replying.So all i
  8. I know this might sound silly but did you remember to put your mortgage number address etc on the back of the cheque.I only ask because i pay my mortgage by cheque and was told to make sure i put all this information on the back of the cheque because without it the funds just go into a holding account.
  9. Can Someone Tell Me Please If You Have A Suspended Repossession From 2001 Which Was Paid And Now Find That I Am In Arrears Again Can The Mortgage Company Go Straight For A Evication Notice And If So Would I Be Able To Stop It By Paying The Arrears Up In Full Or Would They Demand The Whole Outstanding Mortgage To Be Paid.
  10. Hi can someone help me please.i went to court back in 2001 for arrears on my mortgage it was suspended and i agreed to pay my monthly amount plus money towards the arrears.That was all paid up within the two years.Now i find myself behind again and what i would like to know can my lender go back to court and have me evicted because i have had a suspended repossesion in the past or would this be a new case and if i could show the judge i could make the monthly payments plus some of the arrears what are my chances of having it suspended again.Hope someone can help.
  11. Hi, thank you for your reply.Do you think the DCA are just trying to get more money out of us because they thought we would have sold our house by now.And what are the chances of them going back to court to increase our monthly amount or are they just trying it on.
  12. Hi, back in 2006 i had a county court judgment made against me. I made an offer to pay so much per month the judgement came back with full amount forthwith but the DCA accepted the offer of so much per month if i had a charging order put on my property.So it went back to court and the judge agreed to the charging order but as long as i kept to the monthly payments then no further action would be made.I have kept to the monthly amounts and i have not missed one payment.My question is i have recieved a letter from the Dca saying they want me to fill in a new finacial statement and make an off
  13. Hi thank you for your replys,the debt was in my name but without any documents it would be hard to prove this was paid all i have is old bank statements they show a closing balance of £0.00 and in the body of the statement it says account transfered.But that is all i have. because i have already said on the AQ that i will pay by instalements i think it is now too late to change With regards to the Cl consent form the only thing that was attached to it was a covering letter saying they would not continue with the ccj if i sign the form. Can someone tell me please if i do sign the form and
  14. Hi i hope smoeone can help.I received a county court claim from cl finance /howard cohen solicitors.i defended the claim on the grounds it had already been paid but because this was paid by my x and i no longer have contact with it would be hard to prove.So when i recieved the AQ from the court i decided to make an other to pay so much per month,I sent a letter to howard cohen with my monthly offer today i recived a reply from them they say they will accept my offer of instalments as long as i sign a consent form.this is my question they say this if i sign this form it would avoid a ccj the
  15. Thank you for your reply.This is such a great site and people are so helpful. Many thanks.
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